Download FREE pdf version of sample letters - pay for delete, debt settlement, good will, cease and desist, debt validation and debt verification. Print these letters to dispute with credit bureaus and negotiate a payment plan with creditors.

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Home » Client Education » Sample Letters

Sample debt settlement, validation letters, Letters to Creditors, Credit Bureaus

Debt Settlement Letters

Debt settlement offer in response to creditor’s proposal
Confirming acceptance of verbal offer
Unsolicited debt settlement offer
Debt settlement agreement
Pay for delete agreement

Debt Validation Letters

Cease and desist letter
Debt validation letter
Expired SOL notification letter
Debt collection dispute followup
Debt verification letter
Requesting to stop debt collection

Letters to Credit Bureau

Disputing account status
Requesting for debt re-verification
Follow up letter to credit bureau
Request to get inaccurate information removed from your credit report

Letters to Creditors

Goodwill letter
Request a reduced payment plan from a creditor
Request to revoke wage assignment
Requesting removal of inquiries
Request an alternative payment plan from a creditor

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The debt settlement program typically lasts between 6 months to 4 years time.
At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
Savings a customer realizes from use of a debt-relief service may be taxable income.