Privacy Policy

Welcome to OVLG.com, a website owned by Oak View Law Group, LLC ("OVLG"). Your privacy is of utmost importance to us. This Online Privacy Policy (referred to as "Policy") applies to this website (the "Site"). The terms "OVLG", "we", "us", or "our" refer to Oak View Law Group and any of its affiliates or subsidiaries that may adopt this Policy. This Policy explains how we collect, use, and share information from or about you and describes how information may be collected and used for advertising purposes.

Agreement to this Policy

By using, interacting with, entering information, or viewing information on this Site, you acknowledge and consent to this Online Privacy Policy, including your consent to our use and disclosure of information collected from, or about, you in the manner described herein. You agree that OVLG can rely on your use and interaction with this Site as your express consent to the terms of this Online Privacy Policy.

Collecting and Using Information

Registration and Other Information Provided to Us

When you visit and/or subscribe to OVLG, you may be asked to disclose Personally Identifiable Information (PII). You may also choose to submit PII to us when you send us an email. You acknowledge and agree that we may use and store any such PII about you in accordance with this Policy.

We may process and store your PII on servers located within the United States. By providing your PII to us, you consent to the processing and storage of your information within the United States. If you do not consent to such processing and storage, you should not provide such PII to us and end your interaction with our Site.

Personal Information We Collect Online

Personal Information means information you provide via forms, surveys, applications, or other online fields, including but not limited to your name, postal or email addresses, telephone, fax or mobile numbers, or account numbers.

How We Use Personal Information

We may use Personal Information, including PII, for the following purposes:

• Responding to inquiries and fulfilling requests
• Providing important Site information and administrative notices
• Delivering SMS marketing messages, such as free debt consultation offers and appointment reminders, only to individuals who have opted in via our forms. We do not share your personal data with third-party advertising partners for marketing purposes.
• Sending promotional SMS messages (e.g., free consultation offers) to users who have opted in through our web forms. These messages comply with industry standards and include opt-out instructions.
• Personalizing your Site experience
• Processing product or service applications
• Verifying identity and preventing fraud
• Conducting market research and promotional activities
• Analyzing and improving our products, services, and Site
• Complying with legal and regulatory requirements

For a complete list of how we use Personal Information, please refer to the "How We Use Personal Information" section in our Terms and Conditions.

How Personal Information is Shared

When you submit Personal Information and/or PII to us, you acknowledge and agree that we may share this information with:

• Third-party service providers offering products/services you've expressed interest in
• Our affiliates for cross-marketing purposes
• Third parties for free consultations related to your Site interactions

Right to Opt-Out of Sharing

To opt out of sharing your PII or other collected information with third parties for direct marketing purposes, email your request to contact@ovlg.com.

You may opt out of SMS marketing messages at any time by replying "STOP" to any message.

Other Information We Collect Online

Other Information is any information, other than Personal Information or PII, which does not reveal your specific identity or does not directly relate to an individual. This may include browser information, cookie data, demographic information, and aggregated and de-identified data.

How We Collect and Use Other Information

We and our third-party service providers may collect and use Other Information through various means, including:

• Browser and device information
• Cookies and similar technologies
• Pixel tags, web beacons, and clear GIFs
• Google Analytics
• IP Address collection
• Aggregated and De-identified Data

For detailed information on each of these methods, please see the corresponding sections in our full Privacy Policy.

Cookies and Similar Technologies

What Are Cookies?

Cookies are small text files that are placed on your device when you visit our Site. They allow us to recognize your device and store certain information about your preferences or past actions.

How We Use Cookies

We use cookies for various purposes, including:

Essential Cookies: These are necessary for the Site to function properly. They enable basic functions like page navigation and access to secure areas of the Site.

Analytical/Performance Cookies: These allow us to recognize and count the number of visitors and see how visitors move around our Site when they're using it. This helps us improve the way our Site works.

Functionality Cookies: These are used to recognize you when you return to our Site. This enables us to personalize our content for you and remember your preferences.

Targeting Cookies: These record your visit to our Site, the pages you have visited, and the links you have followed. We may use this information to make our Site and the advertising displayed on it more relevant to your interests.

Types of Cookies We Use

Session Cookies: These temporary cookies are erased when you close your browser window. We use session cookies to grant you access to content and enable actions you must be logged in to perform.

Persistent Cookies: These remain on your device until they expire or you delete them. We use persistent cookies to remember your preferences and settings when you visit our Site in the future.

First-Party Cookies: These are set by our Site directly.

Third-Party Cookies: These are set by our partners and service providers. For example, we use Google Analytics, which sets cookies to help us understand how visitors interact with our Site.

Cookie Management

Most web browsers allow you to control cookies through their settings preferences. However, limiting the ability of websites to set cookies may worsen your overall user experience. To learn more about cookies and how to manage them, visit www.aboutcookies.org.

Opting Out of Cookies

If you'd like to opt out of cookies, you can:

• Set your browser to refuse all or some browser cookies
• Delete cookies after having visited our Site
• Browse our Site using your browser's anonymous usage setting (called "Incognito" in Chrome, "InPrivate" for Internet Explorer, "Private Browsing" in Firefox and Safari)

However, please note that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

More Information About Cookies

You can learn more about cookies and the following third-party websites:

• AllAboutCookies
• Network Advertising Initiative

Updates to Our Cookie Policy

We may update our Cookie Policy from time to time. We will notify you of any changes by posting the new Cookie Policy on this page and updating the "Last Updated" date at the top of this policy.

Additional Information

Third-party widgets: We may use social share buttons and other widgets that could give third parties access to certain browsing information.

Retargeting: We use advertising cookies for retargeting purposes on other sites.

Google Interest Based Advertising Program: We participate in this program to provide targeted advertising.

Third-Party Web Beacons: We use Yahoo! web beacons for site analysis and advertising purposes.

The Facebook Companies: We may share information within the Facebook family of companies for advertising purposes

Opt-Out Policies

Newsletter and Email Subscriptions: Unsubscribe using links in emails or contact unsubscribe@OVLG.com.

SMS and Phone Calls: Opt-out by emailing contact@ovlg.com or replying with "STOP" to SMS messages.

Online Behavioral Advertising: Opt-out by emailing contact@ovlg.com.

For full details on our opt-out policies, please refer to the respective sections in our complete Privacy Policy.

Security

We employ commercially reasonable physical, electronic, and managerial measures to protect your personal information. However, no security measure is perfect. If you have questions about our website security, please email contact@ovlg.com.

Making Sure Information is Accurate

You are responsible for ensuring the accuracy of the Personal Information you provide. To update incomplete, inaccurate, or outdated information, please contact us at the appropriate address provided in this Policy.

Business Transitions

In the event of a business transition (e.g., merger, acquisition, or asset sale), your Personal Information, PII, and other collected information may be transferred as part of the transaction.

Notices to Residents of Specific States

California Residents: You have specific rights regarding your personal information. For details, contact contact@ovlg.com.

Vermont Residents: You may withdraw consent for information sharing as described in this Policy.

Nevada Residents: You may be placed on our internal Do Not Call List. For more information, contact the Nevada Attorney General's office.

Notice to Users Outside of the United States

This Policy covers information collection from U.S. residents. If you're accessing our Site from outside the U.S., be aware that your information may be transferred to, stored, and processed in the United States.

Protecting Children's Privacy Online

Our Site is not directed to individuals under 13. We do not knowingly collect information from children under 13 without parental consent. For more information about COPPA, visit the FTC website.

Updates to this Privacy Policy

This Policy is subject to change at OVLG's discretion. We will update the "Last Updated" date when changes are made. Your continued use of the Site after changes indicates acceptance of the revised Policy.

Contact Us

For questions or suggestions regarding our privacy policy, please contact us:

• Email: contact@ovlg.com
• Phone: 1.800.530.6854
• Mail: Oak View Law Group, LLC, 11899 Edgewood Road, Suite L4, Auburn, CA 95603-3536, United States