Cease and Desist Letter

Are you getting repeatedly harassed by abusive phone calls and collection attempts by scamming debt collectors? Then, a Cease and Desist Letter can help you. Here is a sample of a Cease and Desist Letter you can use:



Dear Sir,

Pursuant to the Fair Debt Collection Practices Act, I am asking you to cease all communication with me and my acquaintances as well as cease all your collection efforts in relation to the account referenced above. I would prefer to deal with the original creditor and not with a collection agency.

Should you refuse to comply with my request, I will lodge complaint with the Federal Trade Commission and the (insert your state name) Attorney General’s Office. I will also pursue civil and criminal claims against your agency under the provisions of FDCPA and state consumer protection regulations.

I hope you will pay heed to my request and give this letter all the attention it deserves.


Your Signature______________________________

Your Name___________________________________

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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.

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