Cease and Desist Letter

Are you getting repeatedly harassed by abusive phone calls and collection attempts by scamming debt collectors? Then, a Cease and Desist Letter can help you. Here is a sample of a Cease and Desist Letter you can use:




,



,

Dear Sir,
Re:

Pursuant to the Fair Debt Collection Practices Act, I am asking you to cease all communication with me and my acquaintances as well as cease all your collection efforts in relation to the account referenced above. I would prefer to deal with the original creditor and not with a collection agency.

Should you refuse to comply with my request, I will lodge complaint with the Federal Trade Commission and the (insert your state name) Attorney General’s Office. I will also pursue civil and criminal claims against your agency under the provisions of FDCPA and state consumer protection regulations.

I hope you will pay heed to my request and give this letter all the attention it deserves.

Sincerely,

Your Signature______________________________

Your Name___________________________________




Latest Articles

Back-to-school shopping - Cool tips to save on what your kids need

"€œProper planning and early shopping are the best ways to survive the back-to-school shopping season"€ Back-to-school - this twelve letter word is enough to make kids shudder with fear since their fun ride is finally over. It'€™s time to wake up early in the morning, have a ...

View more »
Latest answers

Should I default on credit cards and use $70,000 somewhere ...

I have a credit card debt worth $70,000. I’ll earn around $70,000 by selling a house. I’m planning to default on credit cards and use $70,000 for other purposes. Let the debt go to collection. I will negotiate and reduce it later. How is my plan ...

View more »
Latest from blog

Mistakes which can delay your financial independence

Mistakes are very common and obvious things, especially when it comes to finance. Both youngsters and elders make costly money mistakes. And this includes dads too. There's a proverb you may know, “The man who makes no mistakes does not usually make anything.” Most often, many of ...

View more »