Tired of being abused by the harrassing calls of scam debt collectrors? Help yourself by downloading the sample Cease and Desist Letter and ask the collection agency to refrain from disturbing you.

Cease and Desist Letter

Are you getting repeatedly harassed by abusive phone calls and collection attempts by scamming debt collectors? Then, a Cease and Desist Letter can help you. Here is a sample of a Cease and Desist Letter you can use:



Dear Sir,

Pursuant to the Fair Debt Collection Practices Act, I am asking you to cease all communication with me and my acquaintances as well as cease all your collection efforts in relation to the account referenced above. I would prefer to deal with the original creditor and not with a collection agency.

Should you refuse to comply with my request, I will lodge complaint with the Federal Trade Commission and the (insert your state name) Attorney General’s Office. I will also pursue civil and criminal claims against your agency under the provisions of FDCPA and state consumer protection regulations.

I hope you will pay heed to my request and give this letter all the attention it deserves.


Your Signature______________________________

Your Name___________________________________

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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.
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