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Sample Letters

Letter Requesting To Stop Debt Collection

If you do not want the debt collection agency to contact you to collect on the debt, then you can request that the collection agency stop contacting you. Under the Fair Debt Collection practices Act, you have the right to ask a collection agency to stop contacting you, and once you do, the agency must act in accordance with your request. Here is a sample letter requesting the debt collection agency to stop contacting you:



Dear Sir,

This letter is to request that your collection agency not contact me in order to collect payments on the above mentioned account. I am interested in working out a plan with the original creditor regarding my payments.

I hereby request that your collection agency stop collection efforts immediately. Your non-compliance with this request will put you in violation of the Fair Debt Collection Practices Act and my state's consumer protection laws.


Your Signature________________________

Your Name___________________________

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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.