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5 Legal debt relief programs to save money and credit

Debt relief programs help you pay back creditors and save money simultaneously. Debt relief companies primarily offer these programs in exchange for fees.

How much can you save?
Monthly payment you can afford
($)

Debt relief programs for 6 kinds of people

People who are

1 Seeking payday loan debt relief

Payday loan debt consolidation, Payday loan debt settlement

2 Looking for credit card debt relief options

Credit card debt consolidation, Credit card debt settlement

3 Searching for Christian debt relief options

Christian debt consolidation, Christian debt settlement

4 Looking for medical debt relief programs

Medical debt consolidation, Medical debt settlement

5 Interested to get free debt relief programs

Nonprofit debt consolidation, Nonprofit debt settlement

6 Seeking IRS tax debt relief options

Offer in Compromise, Installment Agreement, Penalty Relief


5 Legal debt relief options you get from OVLG

5 Legal debt relief options you get from OVLG

Budgeting and bill payment

A proper budget gives you debt relief assistance in the following ways:

Pros
  • It helps you include bill payments in the ‘necessary’ category of the budget plan
  • It helps you allocate funds for bill payments
  • It forces you to make less unnecessary expenses
  • It helps you make regular bill payments and avoid penalties
  • It helps you improve credit score with time

Best when:

You can control your expenses throughout your life.


Debt management

The right debt management program can help you get debt relief in these ways:

Pros
  • Gives you reduced interest rates
  • Solves your debt management worries
  • Makes your credit shine with time

Best when:

You can shape your financial life as per the credit counselor's words.


Debt consolidation programs

These debt relief services help you attain financial freedom in the following ways:

Pros
  • Give you a flexible payment plan
  • Allow you to make only one payment every month
  • Reduce stress and collection calls

Best if:

You can't manage too many bills


Debt settlement

A perfect debt settlement program helps you get out of financial problems in the following ways:

Pros
  • Helps you lower outstanding balance
  • Helps you avoid collection abuse
  • Helps you kick out debt fast

Best if:

You want to get out of debt fast.


Bankruptcy

This legal debt relief program helps you cancel your debts through Chapter 7 or Chapter 13 bankruptcy.

Pros
  • The bankruptcy trustee negotiates and reduces your debts
  • Collection calls stop automatically
  • Postpones foreclosure and judgment

Best if:

You need legal help from the bankruptcy trustee to discharge debts.


Debt relief - When you should get help from OVLG

  • You don't want to pay a huge fee for managing debts
  • You wish to choose the best program for debt relief
  • You want to get legal help with debt relief
  • You wish to work with a reputed law firm
  • You want to work with an FTC compliant firm
  • You need help to choose the best amongst debt relief plans
  • You want to get 100% refund for unsatisfactory results
  • You wish to get debt relief assistance on credit card debts, pdls, medical bills, etc.
OVLG debt relief process
Mon Apr, 2016 Review: EM saved $589.25
Client satisfaction level:
      
* Client names have been changed to protect privacy


How to choose the best debt relief programs for yourself

Lots of debt relief companies and programs are there. But which one is the best? Here are the 5 ways to find out.

  • 1 Check out the debt relief services reviews first
  • 2 Search in google for the phrase how to get debt relief
  • 3 Analyze the results before making any decision
  • 4 Find out where you're saving most
  • 5 Compare between different debt relief programs
Choose the best debt relief program

How OVLG helps you choose the best relief option

Well, OVLG helps you choose the best option through it's unique Waterfall Approach to debt free life. This approach helps you to:

  • Pick the best relief option for your current financial situation.
  • Switch to the next best option when your financial situation changes
Waterfall Approach to debt free
Need debt relief now? Want to pay back creditors?
Call us at (800)-530-OVLG
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Pages

Bankruptcy vs debt relief options - Who is the ultimate winner?

Bankruptcy vs debt relief options - Who is the ultimate winner?

Date: 03:11 am 15th Jun, 2015 Article Rating: 
Rating: 
No votes yet

While the ads pitch the promise of debt relief, they rarely say relief may be spelled b-a-n-k-r-u-p-t-c-y. And although bankruptcy is one option to deal with financial problems, it’s generally considered the option of last resort. The reason: its long-term negative impact on your creditworthiness [...]... Read more


Ways to get IRS tax debt relief

Ways to get IRS tax debt relief

Date: 03:26 pm 16th Jul, 2013 Article Rating: 
Rating: 
5
Average: 5 (1 vote)

IRS tax debt relief, just like other relief programs, includes various processes that will help you resolve your tax debt issues. The methods differ based on various factors such as amount owed, your current financial status, and any fines incurred as a result of the tax debts. The debt relief [...]... Read more


Why you have to pay tax even on your debt relief savings

Why you have to pay tax even on your debt relief savings

Date: 05:52 pm 20th Jun, 2013 Article Rating: 
Rating: 
4
Average: 4 (1 vote)

If you are working with a debt relief company so that your creditors forgive some of your debts, then you should know something. Any debt that your creditors forgive could create another bill – a tax bill. Often, many people ask the question- “Why do I have to pay taxes when a lender forgives [...]... Read more


Debt Relief - Get rid of your debts to live a stress free life

Debt Relief - Get rid of your debts to live a stress free life

Date: 04:38 pm 20th Jun, 2013 Article Rating: 
Rating: 
4
Average: 4 (1 vote)

Paying off all your outstanding bills can bring in a huge relief. If you find it difficult to pay your debts on your own, debt relief options can come to your rescue. It's difficult to compare the available debt relief options, as each option is unique. While some debt relief programs are tardy and [...]... Read more


Debt settlement: Is it the fitting debt relief option for you?

Debt settlement: Is it the fitting debt relief option for you?

Date: 05:10 pm 13th Jun, 2013 Article Rating: 
Rating: 
4
Average: 4 (1 vote)

Debt settlement usually finds favor with the consumers since it brings about a considerable reduction in the debt amount. Find out how it works and why the creditors agree to receive less than what is owed to them. How does a debt settlement program work? When you enroll in the program, your [...]... Read more


Bill payments and BudgetingDebt ManagementDebt SettlementDebt ConsolidationBankruptcy


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    Copyright © 2015 Oak View Law Group
    Contact us at:-
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    , Los Altos, CA 94022, United States

    Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
    • The debt settlement program typically lasts between 6 months to 4 years time.
    • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
    • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
    • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
    • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
    • Savings a customer realizes from use of a debt-relief service may be taxable income.

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