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Debt Re-Verification Letter Template

Are you troubled with a disputed item on your credit report? Is the item stillappearing ona your credit report even after you have received a verified response from the credit bureaus? If that is bothering you, then you can send a letter to the credit bureaus to bring the disputed item to their notice. Here is a sample letter requesting for debt verification:



Dear ,

I sent you a letter requesting that you remove inaccurate items from my credit report on [insert date of request]. But I am very disappointed to discover that the disputed information still exists on my report.

I demand a formal description of the procedure adopted by you to verify this claim. I would also like to know the names of the businesses, the addresses, and phone numbers of all the entities/people who were contacted during the verification process. Under the Fair Credit Reporting Act, I have the right to be informed about all these details.

It is disappointing to find that a credit bureau does not maintain accuracy norms, despite a consumer's request for information verification. I request that you comply with the law and furnish me with all the required information that I am seeking, within a period of 15 business days.

I am resubmitting my request to expedite the verification procedure and look forward to hearing from you.


Your Signature_________________.

Your Name____________________.

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