In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. However, make sure you send the debt validation letter in registered mail.
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There is no doubt, that the amount of debt acquired by individuals have gained momentum after the Great Recession.
According to the Pew Charitable Trust’s July 2015 report, "80% of Americans are in debt, with 39% in credit card debt."
As per the same report:
"The average U.S. ... Read More »
The 4th of July is observed as a federal holiday in the United States. After all, it’s NATION’S BIRTHDAY! Independence Day celebration is a grand and colorful affair in the country with fireworks, foods, parades, and more. Wondering how to enjoy this wonderful day? Check this out.
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