In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. However, make sure you send the debt validation letter in registered mail.
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9 Ways to make your family financially and emotionally content in debt
If numbers of debts pile up, then it's likely you're in super financial stress and anxiety. Your family will also be in stress because they continuously see your stressed face and agitated attitude. Long functioning financial stress leads to depression, hypertension, or arguments between ... Read More »
Can you help to settle mortgage and credit card debts ...
I have a mortgage and $60,000 of credit card debt I am 6 months or more delinquent on. I can pay about $1,000 per month to settle these debts. I live in Illinois. Can you help ... Read More »
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4th of July 2016: How to celebrate freedom
The 4th of July is observed as a federal holiday in the United States. After all, it’s NATION’S BIRTHDAY! Independence Day celebration is a grand and colorful affair in the country with fireworks, foods, parades, and more. Wondering how to enjoy this wonderful day? Check this out.
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