In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. However, make sure you send the debt validation letter in registered mail.
Don’t be too happy if debt collectors have left your life last year. Your money woes haven't ended yet.
You may receive a 1099C form months after settling your credit card debts. The IRS sends this form to those consumers who have paid less than what they owed to creditors. If your ... Read More »
File a new W-4 form for a better return on investment.
Book your air tickets to keep your expenses down on your summer travel plans.
Check how your budget performed in the first quarter of 2016. Change it if necessary.
Use your extra money to reduce your credit card debts and ... Read More »