In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. However, make sure you send the debt validation letter in registered mail.
Already helped 5299 people to start a debt free life
As per the Consumer Financial Protection Bureau, almost half of all collection account on credit reports are due to unpaid medical bills. They are one of the primary reasons behind poor credit score for many people. Yes, medical debt can drop a person’s credit score from 50 to 100 points ... Read More »
The 4th of July is observed as a federal holiday in the United States. After all, it’s NATION’S BIRTHDAY! Independence Day celebration is a grand and colorful affair in the country with fireworks, foods, parades, and more. Wondering how to enjoy this wonderful day? Check this out.
... Read More »