Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Americans present a gloomy picture when asked what they consider their debt load to be and how likely they are to get rid of it. This comes at a time when the consumer confidence has once again gained momentum and is northward bound. As per the CreditCards.Com sponsored survey, around 18 percent of the indebted people have confirmed that they won’t be able to ...
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More chip-embedded credit cards and higher interest rates are things that the card holder might see surfacing in 2015. However, these are hardly the changes that we are going to see in 2015. Though it’s not obvious, still chances are there that a host of new consumer friendly laws are going to come in rescue and make using plastic and other type of consumer debt ...
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Are you planning to go for a ski vacation for the first time? A ski vacation requires proper planning, right knowledge, choosing the correct timing of the trip and so on. You can go through the following lines to know the ABCs of planning a ski vacation. How to plan a ski vacation step-by-step If you are planning to go on a ski trip for the first time, then you ...
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Debt and divorce are perhaps the two most complex things that can happen to you. Both are tough to handle and both leave behind a bitter feeling (in most of the cases). So, it is always better to try and solve all kinds of problems in relation to your debts and divorce from the beginning. It is best to clear your debts before filing for divorce. This is extremely ...
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Just like thousands, do you also want to negotiate a reaffirmation agreement? Reaffirmation agreement in Chapter 7 bankruptcy helps you keep your secured properties for less. Here are some ways to avail some great deals while reaffirming your car loans and other kinds of debts. What is Reaffirmation Agreement in Bankruptcy? Individuals who have debt secured by ...
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A survey in 2014 revealed that 50 percent of retirees are compelled to retire early due to their pressing health needs. The Employee Benefit Research Institute conducted a survey in 2014 and found that: Thirty three percent of US employees want to retire when they’re 66 years old Only sixteen percent of US employees work after 65 years Around 9 percent ...
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You need to evaluate your spending habits, if you find yourself in a fix every month to manage your bills within a stipulated budget. You could be wondering how people around you, making the same money as yours, are able to manage their household costs so well.So, if stretching the paycheck is your ultimate motive now, then you could use some of the financial hacks ...
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Finally, it’s time to welcome 2015 with open arms. It’s time to forget all the financial blunders you’ve done in 2014 and prepare so that you can avoid those in the coming year. Here are 5 things that you should do to keep yourself financially principled and live a debt free life in 2015. Keep all your papers organised: Take your time and go through all your ...
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