Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Next time, you plan to borrow a short term loan from payday loan lenders, think again. According to the consumer watchdog Federal Trade Commission, a few payday loan lenders scammed consumers and ripped off $49 million dollars through unauthorized transactions. The U.S district in Missouri has temporarily halted the business of those lenders and frozen their assets ...
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Frugal living mainly means living on less to make your life better and easier. There is difference in being frugal and in being cheap. Frugal does not essentially mean miser. Saving money is best when you are actually doing it for a good purpose, for your family and for your future. However this does not mean that you'll have to be selfish in the process. You can ...
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So you're very busy in striking a balance between your professional and personal life? You hardly have time to peep into your checkbook and track your finances. In the meanwhile, you've already checked the "newsfeed" in your Facebook at least 5 times while returning from office. You've liked your friend's photos, shared posts and given your comments too. Now, here ...
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It's a proven fact that paying your credit cards on time can boost your credit score, and with an excellent FICO score it really becomes easier to get approval for loans and at a lower rate. However, just achieving a good credit score is not the end of the road, you need to maintain it too. If you have no clue how to deal with your credit, you might ruin it ...
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In our society bankruptcy is still considered a taboo. This has been the reason for many a disgraceful events occurring in our society and thus, forcing us to introspect our social as well as moral fibre. Man kills wife and son before killing himself - Why? Lets start with the actual incident. The story goes like this: A resident of Queens, New York killed ...
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Being the largest economic powerhouse across the globe, our country has been basking in its glory ever since it emerged victorious in the World War II. And people like us don't rest on our laurels and are known for pushing our limits beyond the impossible, thus we've got eight out of ten world's best universities. Needless to say, we've got the highest number of ...
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Our students are unfairly notorious for being financially ignorant. According to a latest financial article published by the CBS Money Watch regarding how students have been stereotyped with respect to their ability to manage their credit cards and the responsibilities that come along with such a costly, unsecured debt. A popular skepticism works here in this case ...
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Indulging oneself into shopping is something that most people cannot control. Whether it be a wonderful dress you saw at the mall last week or the lovely red peep toes that you always wanted to possess, you just can't stop yourself from shopping. Whether it is a wall painting that you think will change the look of your sitting room or a new dinner set to match the ...
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