Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Last Sunday, I noticed a girl at the supermarket whose behavior was quite different. I noticed because of her unusual rush for shopping and the packets in her hand. She was standing just before me in the bill paying queue and constantly looking at the bunches of credit cards in her wallet. Finally, she paid the bill with four credit cards and left the market. This ...
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Losing money without realizing has become a common phenomenon amongst most of the people. Almost everybody claims that when monthly paycheck arrives, it hardly stays in the pocket. There is no other option to keep money in the pocket because your insurance needs to be paid, groceries, gas need to buy, debts need to be settled, and many more other expenses. Money has ...
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Can your bad credit influence hiring decisions and keep you jobless? Yes. But, is it legal to check credit reports of job seekers like you? Both ‘yes’ and ‘no’. In some states, potential employers can check your credit report to decide if you’re an ideal candidate for their organization. However, in states like California, Illinois, Washington, Maryland, ...
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How was your 2015? Did you achieve all the goals that you set last year? If yes, then congrats, and if not, then here is another chance to start a new race. Start setting some smart money moves before the end of the year. Thus, you’ll be able to organize your money in a proper shape by next year. Those who’ve already made their year financially successful can ...
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When you are planning to shop, say for Black Friday or the Halloween, you can reduce your shopping costs and save money through coupons and discounts. With the help of your social media accounts such as Facebook and Twitter, you’ll come across lucrative coupons and discount offers using the versatile hashtags - #. Importance of coupons For businesses, both online ...
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A lot of times avid online shoppers forget to take advantage of the rebates provided by the retailers. Sensing the plight of these millions of online shoppers, friends and Harvard Alumni, Karim Atiyeh and Eric Glyman launched a Paribus.Come this Black Friday, the 27th of November, you can now shop till you drop and yet need not worry about cashing in on the online ...
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When an individual or business is unable to pay off its debts, they file for bankruptcy protection under the bankruptcy laws of the United States. In the US, bankruptcy laws vary from state-to-state. The protection, which a debtor is entitled to depends on the types of bankruptcy he/she is filing. Bankruptcy (chapter 7, 13 and 11): A brief look The two types of ...
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Apparently, it’s common sense that is enough to assume any basic financial decisions. However, common sense may not always come to rescue when money-matters become intricate. For instance, when it comes to choose between saving money and paying off debt, your common sense probably won’t give the right answer. Just millions of people like you have outstanding debt ...
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