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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.

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Articles · Page 53 of 129

living-frugal-is-there-any-place-for-impulse-purchase
Personal Finance

Living Frugal? Is there any place for impulse purchase?

Updated Feb 28, 2017

Many of us want to live a frugal life so that we can get more money to pay off our debts. It’s good if we’re making an effort to become debt free by being pennywise. But, if you’re making impulse expenses while still on a frugal diet, you must stop this habit immediately. It’ll further damage your financial situation. Ways to ditch the impulse spending habit ...

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how-to-keep-your-family-financially-and-emotionally-content-when-in-debt
Personal Finance

9 Ways to make your family financially and emotionally content in debt

Updated Feb 23, 2017

If numbers of debts pile up, then it's likely you're in super financial stress and anxiety. Your family will also be in stress because they continuously see your stressed face and agitated attitude. Long functioning financial stress leads to depression, hypertension, or arguments between you and your family members. Being the head of the family, you need to deal ...

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best-ways-to-keep-tax-refund-when-filing-bankruptcy
Bankruptcy

Best 5 ways to keep tax refund when filing bankruptcy

Updated Feb 21, 2017

Tax season has arrived! Like every year, many people are looking forward to receiving a tax refund from the IRS. The tax refund is like a reward that people can use in many ways. But, if you're in major financial trouble and have filed bankruptcy, then that money can be the most valuable easy-to-liquidate asset that trustees can take from you. Why so? One of the ...

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 what-to-do-if-your-dreams-put-in-debt
Debt Relief

Your lofty aspirations may drive you into debt. What is the way out?

Updated Feb 16, 2017

Talking about money isn’t easy. Actually, it’s so hard for a few that they almost break down. Discussing money was once so hard for Sandra Hanna that she almost suffered a nervous breakdown while being a guest on the Oprah show. He condition was so bad that a makeup artist had to airbrush her entire face, neck, and chest to hide the nervous hives. Just few years ...

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Are-you-paying-off-your-debts-too-early
Debt Relief

Are you paying off your debts too early? Yes? Wait!

Updated Feb 14, 2017

You might be making your lenders/creditors richer and yourself poorer if you’re in a hurry to pay off your debts. Though debts are considered bad, sometimes paying them off at the right time make sense. Before you arrange money to kill your debts, check out some of the pros and cons of paying back your debts early. Pros of repaying debts early 1. Save money ...

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the-trump-tax-tempest-would-repatriated-dollars-give-you-job

The Trump Tax Tempest: Would Repatriated Dollars Give You Job?

Updated Feb 9, 2017

President Donald Trump’s fiscal policies like that of tax repatriation is expected to open up fresh avenues of employment for the economically-bludgeoned youth of America. But, the lion’s share of the pie would go towards generating jobs for the financial engineers more than any other section of the country’s unemployed demography. The Trump administration is ...

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how-can-you-build-financial-security-for-your-family
Personal Finance

How can you build financial security for your family?

Updated Feb 2, 2017

Are you financially prepared for the emergencies? How can you keep your family financially safe for the unexpected distress like job loss or a family emergency? It is always tough to get your financial security in order but not impossible. Taking the proper steps can make the job easier and achievable. Here you go: Build up an emergency fund Emergencies ...

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debt-destruction-tips-for-newly-weds
Debt Relief

How can newlyweds destroy debts and blossom love?

Updated Jan 31, 2017

A dream wedding costs a lot. When I say “a lot”, it means a lot of emotions, feelings, time and money are involved. The celebrations begin with the bachelorette party and end with the “honeymoon period”. For some couples, the “honeymoon period” ends within a few weeks. For others, it continues with parties, vacations, steak dinners, and festivals. But ...

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