Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
So you want to get rid of debts? Not sure how to make extra payments since you don’t have enough money in your checking account? Dude if you really want to get rid of debt, you have to change your lifestyle to squeeze extra money from your budget. I’m not asking you to take up a part-time job like most bloggers say. But you have to change your finances ...
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“The first step toward getting out of debt is to quit dang charging!” - Steve Repak America’s credit card debt has increased from $11.2 billion to $1,022 trillion highlighting the confidence in US consumers. This is the highest record till now. Previously, the country crossed the $1.021 trillion mark in April 2008, just before the recession and the subprime ...
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“Leaves are falling. Autumn is calling.” After the crazy summer vacations and expensive back-to-school shopping, most people enter the fall season with long credit card bills and a deep frown on their foreheads. Before the peak holiday season arrives in winter, fall is the right time to cut down expenses and save bucks. 5 Tips to save money in fall ...
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When a debtor dies, the debts he owed in his lifetime, are not easily forgotten and forgiven. The creditors will definitely search for something, which will compensate the debts owed. This something includes the assets the deceased owned or inherited. And, all such assets when considered together, forms an unique estate of its own! This estate will then be ...
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Our debts are not jewelry, that are precious, need to be kept safe and locked up. If we do so, then these debts will start growing heavier like cotton balls soaked in water. Time is precious. To be exact, it is the only thing that matters when it comes to clearing your debts. If you halt your debt payments, then as time passes, your debts will increase on ...
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Debts are cruel. If you ignore your debts, you will lose the mental peace. The financial stress can damage your health, personal relationship, and the motivation to enjoy life. Debts prevent you from achieving many goals in life as well. Many people are failing to achieve important life goals due to the burden of their debts. As per the study released by the ...
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It is important to have not only a credit card, rather credit cards these days!The simple fact is, you miss out on great opportunities in life if you don’t use credit cards.So where is the big deal, you ask? You should be wise in managing your credit cards. Don't get lost and drained in paying off your balances.This post will not deal with the traditional questions ...
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According to the consumer watchdog FTC, every year over 9 million people have had their identity stolen. If you’re not careful, an identity thief can use your personal information for running up charges on your credit cards or draining your bank account. What is identity theft? Identity theft or identity fraud is a criminal offense where an imposter ...
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