Hope For Financially Challenged Since 2007

84% Clients satisfied

In the last 7 years

Watch 377 live reviews

Know why people trust us

Satisfaction Guarantee

No Result Refund Policy

We follow FTC

Since we care for you

Kick-ass tips and habits to get and stay debt free

“If you can’t control your emotions, you can forget about leading a debt free life.”

Staying debt free is an art. The one who learns this art fast can lead a happy financial life and the one who doesn’t is doomed to lifelong miseries.

How to become debt free through OVLG

OVLG helps you in becoming a debt free man through its much talked about Waterfall approach to debt free™ life. This approach is very unique as it helps you select the right solution on the basis of your financial and debt situation.

How it works

Like it has been said, Waterfall approach to debt free™ life gives you the best solution as per your financial health and debt situation. Find out how it works and helps you choose the right debt free option.

Waterfall

Financial health

  • Not bad - Few unpaid bills
  • Struggling - Unable to pay monthly bills
  • Poor - Huge bills and missed payments
  • Worse - Unpaid debts and property at risk
  • Worst - Unpaid debts with small income

Debt free solution

  • Budgeting and bill payment
  • Debt management plan
  • Debt settlement program
  • Chapter 13 bankruptcy
  • Chapter 7 bankruptcy

Waterfall approach to debt free™ life works

Selected the debt free solution that works best in your current financial situation? Good. Now click on the solution on which you want to get help from OVLG.


OVLG debt solutions

Why you should get advice on debt free life from OVLG

  • You get right advice on how to get debt free
  • You get a list of debt solutions in 48 states
  • You can compare and choose the right option
  • Your personal information remains private
  • You can get an idea of your expenses and savings
  • There’s a panel of attorneys to advise you
Thu Jun, 2013 Review: CM2 saved $3320.79
Client satisfaction level:
      
* Client names have been changed to protect privacy

How to stay debt free life long

Staying debt free is as important as getting out of debt. To live debt free life, you should have an idea about your finances. Here are some steps you can take:

  • Save whenever you can to build wealth
  • Allocate your savings to different accounts
  • Automate payments to keep your accounts in good shape
  • Use different credit cards for specific purposes
  • Pay off your credit card bills every month
  • Adjust your budget as per your income and expense changes
  • Track your personal financial performance frequently
  • Resist temptations, control emotions and restrict expenses

8 Habits you should have for a debt free life

So you want to have a life free of debt? But, what kind of habits should you practice every day? Find out on your own.

  1. 1 Ask for lower interest rates when you’ve good credit
  2. 2 Act as per your long-term financial goals
  3. 3 Ask for forgiveness whenever you’re paying late
  4. 4 Ask financially successful people for free debt advice
  5. 5 Imagine you earn less and then make a budget accordingly
  6. 6 Reduce your expenses as per the budget
  7. 7 Set aside money for your emergency fund
  8. 8 Know your net-worth before signing papers

Debt free living tips you can’t miss out

  • Call at 800-530-OVLG to know how to be debt free
  • Create a budget to find your path to financial freedom
  • Increase your earning potential to pay bills and save as well
  • Calculate how much you’ve to pay to be debt free
  • Check out various debt solutions
Explore 21 simple debt free living tips


Eager to get debt free?
Pick up your phone and call at (800) 530 - OVLG
Get right advice and enter into the debt free zone

0
Votes
1
Answers
Anonymous (not verified)
Asked on Friday, April 15, 2016 - 03:15
Category:

0
Votes
1
Answers
Anonymous (not verified)
Asked on Wednesday, April 13, 2016 - 13:28

0
Votes
1
Answers
Anonymous (not verified)
Asked on Thursday, March 31, 2016 - 20:28
Category:

0
Votes
1
Answers
Anonymous (not verified)
Asked on Thursday, February 25, 2016 - 10:04

0
Votes
1
Answers
Anonymous (not verified)
Asked on Wednesday, February 10, 2016 - 07:35

0
Votes
1
Answers
Anonymous (not verified)
Asked on Tuesday, February 9, 2016 - 10:23

0
Votes
1
Answers
Anonymous (not verified)
Asked on Monday, January 25, 2016 - 20:31

0
Votes
1
Answers
Anonymous (not verified)
Asked on Friday, January 22, 2016 - 21:14

0
Votes
1
Answers
Anonymous (not verified)
Asked on Monday, January 11, 2016 - 12:26

What similarities do the debt free Americans have?

What similarities do the debt free Americans have?

Date: 08:22 pm 11th Nov, 2014 Article Rating: 
Rating: 
No votes yet

We held those people in high esteem who are good with their finances, and we just praise those who are debt free and sometimes, envy. But who are these people are how do they do that? Do they have some special qualities? Do these people all have a common secret?Not at all. Apart from their faint or [...]... Read more


5 Tips to enjoy a debt free Valentine's Day

5 Tips to enjoy a debt free Valentine's Day

Date: 05:42 pm 21st Oct, 2013 Article Rating: 
Rating: 
0
No votes yet

According to a recent estimation by the National Retail Federation, Americans will be spending $18.6 billion on this Valentine’s Day, i.e., each spending $130.97. I have no clue about you but I don’t have that much additional money to spend on this Valentine and, in a way, sacrifice my monthly [...]... Read more


Be debt free: 21 Tips to know the secrets of a debt free life!

Be debt free: 21 Tips to know the secrets of a debt free life!

Date: 10:54 am 23rd Sep, 2013 Article Rating: 
Rating: 
4
Average: 3.5 (2 votes)

Dreams seldom become reality! However, debt free living is such a dream that can come true if you take a few necessary steps. If you are buried under overwhelming debt burden, it might seem a distant dream to become debt free. However, it’s not at all impossible. If you know the reasons behind [...]... Read more



Latest Articles

    Bankruptcy - Check out what documents you need to provide

    li.a { list-style: none;} li.a { position: relative;} li.a:before { position: absolute; margin: -1px 0 0 -24px; top: 10px; vertical-align: middle; display: inline-block; width: 13px; height: 13px; background: #FFF; content: ""; box- ... Read More »

    Latest answers

    Why did I receive the Premium Tax Credit letter from the IRS ...

    I am from Mississippi. I have received a Premium Tax Credit letter. Can you tell me why I have received this letter? What steps should I take now ... Read More »

    Latest from blog

    Last-minute financial moves you must make in this tax season

    File a new W-4 form for a better return on investment. Book your air tickets to keep your expenses down on your summer travel plans. Check how your budget performed in the first quarter of 2016. Change it if necessary. Use your extra money to reduce your credit card debts and ... Read More »