Helpful tips and good habits to get and stay debt free

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If you can't control your emotions, you can forget about leading a debt free life.

Staying debt free is an art. The one who learns this art fast can lead a happy financial life and the one who doesn't is doomed to lifelong miseries.

How to become debt free through OVLG

OVLG helps you in becoming a debt free man through its much talked about Waterfall approach to debt free™ life. This approach is very unique as it helps you select the right solution on the basis of your financial and debt situation.

How it works

Like it has been said, Waterfall approach to debt free™ life gives you the best solution as per your financial health and debt situation.
Find out how it works and helps you choose the right debt free option.

Financial health

Not bad - Few unpaid bills
Struggling - Unable to pay monthly bills
Poor - Huge bills and missed payments
Worse - Unpaid debts and property at risk
Worst - Unpaid debts with small income

Debt free solution

Budgeting and bill payment
Debt management plan
Debt settlement program
Chapter 13 bankruptcy
Chapter 7 bankruptcy

Waterfall approach to debt free life works

Selected the debt free solution that works best in your current financial situation? Good. Now click on the solution on which you want to get help from OVLG.

Debt Settlement

Debt consolidation

Debt management

Bankruptcy

Why you should get advice on debt free life from OVLG

You get right advice on how to get debt free
You get a list of debt solutions in 48 states
You can compare and choose the right option
Your personal information remains private
You can get an idea of your expenses and savings
There's a panel of attorneys to advise you

Sun Feb, 2019 Review: SM2 saved $1758.16

Client satisfaction level:

Check Video Transcript

SM2 from CA saved $1758.16

Hi my name is SM2, I called OAK VIEW LAW group after readings some great reviews. I called them with some hasitation. I didn't really trust such companies like this. I was assigned to oscar sanchez and as he took down my information. He was able to settle pretty quickly with great savings to me. I was really impressed by this company. They are upfront about their fees. They were able to make changes when I requested them. I was really struck by how honest and friendly they were. Never felt like i was being taken. It was all very simple process and I would recommend these company to everyone and including my loved ones. Thank you again oscar

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* Client names have been changed to protect privacy

How to stay debt free life long

Staying debt free is as important as getting out of debt. To live debt free life, you should have an idea about your finances. Here are some steps you can take:

Save whenever you can to build wealth
Allocate your savings to different accounts
Automate payments to keep your accounts in good shape
Use different credit cards for specific purposes

Pay off your credit card bills every month
Adjust your budget as per your income and expense changes
Track your personal financial performance frequently
Resist temptations, control emotions and restrict expenses

8 Habits you should have for a debt free life

So you want to have a life free of debt? But, what kind of habits should you practice every day? Find out on your own.

1 Ask for lower interest rates when you've good credit
2 Act as per your long-term financial goals
3 Ask for forgiveness whenever you're paying late
4 Ask financially successful people for free debt advice
5 Imagine you earn less and then make a budget accordingly
6 Reduce your expenses as per the budget
7 Set aside money for your emergency fund
8 Know your net-worth before signing papers

Debt free living tips you can't miss out

Call at 800-530-OVLG to know how to be debt free
Create a budget to find your path to financial freedom
Increase your earning potential to pay bills and save as well
Calculate how much you've to pay to be debt free
Check out various debt solutions

Explore 21 simple debt free living tips

OVLG gives free debt advice to

What's more

Eager to get debt free?
Pick up your phone and call at (800) 530 - OVLG
Get right advice and enter into the debt free zone