Waterfall approach to debt free™ method helps you shun debts. Check out the habits you should have to stay debt free.
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Home » Debt Relief » Debt free guide

Kick-ass tips and habits to get and stay debt free

If you can't control your emotions, you can forget about leading a debt free life.

Staying debt free is an art. The one who learns this art fast can lead a happy financial life and the one who doesn't is doomed to lifelong miseries.

How to become debt free through OVLG

OVLG helps you in becoming a debt free man through its much talked about Waterfall approach to debt free™ life. This approach is very unique as it helps you select the right solution on the basis of your financial and debt situation.

How it works

Like it has been said, Waterfall approach to debt free™ life gives you the best solution as per your financial health and debt situation.
Find out how it works and helps you choose the right debt free option.

Financial health

  • Not bad - Few unpaid bills
  • Struggling - Unable to pay monthly bills
  • Poor - Huge bills and missed payments
  • Worse - Unpaid debts and property at risk
  • Worst - Unpaid debts with small income
Waterfall

Debt free solution

  • Budgeting and bill payment
  • Debt management plan
  • Debt settlement program
  • Chapter 13 bankruptcy
  • Chapter 7 bankruptcy

Waterfall approach to debt free life works

Selected the debt free solution that works best in your current financial situation? Good. Now click on the solution on which you want to get help from OVLG.


Debt Settlement

Debt consolidation

Debt management

Bankruptcy

Why you should get advice on debt free life from OVLG

  • You get right advice on how to get debt free
  • You get a list of debt solutions in 48 states
  • You can compare and choose the right option
  • Your personal information remains private
  • You can get an idea of your expenses and savings
  • There's a panel of attorneys to advise you
Mon Aug, 2016 Review: MD1 saved $1967.8
Client satisfaction level:
      
Read case study »
* Client names have been changed to protect privacy

How to stay debt free life long

Staying debt free is as important as getting out of debt. To live debt free life, you should have an idea about your finances. Here are some steps you can take:

  • Save whenever you can to build wealth
  • Allocate your savings to different accounts
  • Automate payments to keep your accounts in good shape
  • Use different credit cards for specific purposes
  • Pay off your credit card bills every month
  • Adjust your budget as per your income and expense changes
  • Track your personal financial performance frequently
  • Resist temptations, control emotions and restrict expenses

8 Habits you should have for a debt free life

So you want to have a life free of debt? But, what kind of habits should you practice every day? Find out on your own.

  1. 1 Ask for lower interest rates when you've good credit
  2. 2 Act as per your long-term financial goals
  3. 3 Ask for forgiveness whenever you're paying late
  4. 4 Ask financially successful people for free debt advice
  5. 5 Imagine you earn less and then make a budget accordingly
  6. 6 Reduce your expenses as per the budget
  7. 7 Set aside money for your emergency fund
  8. 8 Know your net-worth before signing papers

Debt free living tips you can't miss out

  • Call at 800-530-OVLG to know how to be debt free
  • Create a budget to find your path to financial freedom
  • Increase your earning potential to pay bills and save as well
  • Calculate how much you've to pay to be debt free
  • Check out various debt solutions
Explore 21 simple debt free living tips

OVLG gives free debt advice to

What's more


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I have a few loans too. Radiant cash, Blue trust loans, brightstar cash and zoca. Are these illegal?
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is it possible to get credit cards amounts owed reduced
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I am in MS and have 5 payday loans I can not pay back.
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I TOOK OUT A PAYDAY OLINE LOAN THEY WONT WORK WTH ME. I FOUND OUT ONLINE PDL ARE ILLEAGLE IN MY STATE WHAT ARE MY OPTIONS?
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I have many unsecured installment loans and payday loans Can your firm help in consolidating them?
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I have Payday/Installment loans thattotal approx. 1900.00 per month in payments. Can you help me consolidatethese payments?
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Is it necessary to settle a 2 year old payday loan?
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Are payday loans illegal in the State of Maryland? Do I have to pay them back?. I'm looking at Chapter 7 or 13 bankruptcy.
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i have a payday loan. I live in NE and wanting to know if they can sue me for non payment
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Installment Loans
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Do I have to pay an illegal lender any money back?
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if you no longer live in a state a judgment was file, are you obligated to pay it or go to court?
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I have a lot of payday loans that I need help to eliminate them. can u help me with this?
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I would like to know if Rise Credit can legally offer installment loans in California?
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Owe a few payday loans places-check smart 1500-mountain loan center 4900-qc finance 700
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