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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.

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Articles · Page 28 of 129

Money smart and debt wise is all you need to become!

Money smart and debt wise is all you need to become!

Updated Oct 11, 2019

Personal finance is a topic not quite faced with detailed explanations. Some money saving tips here, some debt pay-off talks there, and some investment phrases going on and off someplace else.To end such hap-hazard discussions and bring the basics of smart money management to one place, better in a nut shell, a primitive post from the Oak View Law Group Education ...

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Is it possible to file bankruptcy online? How to do it
Bankruptcy

Is it possible to file bankruptcy online? How to do it

Updated Sep 30, 2019

Thanks to the Internet boom, almost everything can be done online. Now, the question is, can you file bankruptcy online? The honest answer is, you can file bankruptcy online. But it is far more complex than ordering food online. Plus, it’s quite expensive too especially if you give the wrong information. There is yet another burning problem you need to understand ...

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Zombie debt: What tricks do debt scavengers apply and how to cope up
Debt Relief

Zombie debt: What tricks do debt scavengers apply and how to cope up

Updated Sep 20, 2019

You can be tricked into repaying some old debts that might have been crossed the SOL (Statute of Limitations) or have been written off. Many debt collectors are tricking consumers to snatch the money. You could be one of them if you don’t know how to deal with the zombie debt and fraud debt collectors.What does zombie debt mean?It is a debt that has been long ...

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Debt Settlement not done, till done professionally
Debt Relief

Why is Debt Settlement not done, till done professionally?

Updated Sep 10, 2019

You must have thought of settling your debts, if you believe that paying off the total debt amount is not falling under your affordability, and/or the debt is a high priority obligation for you.You have thought it the right way, I must say. Not all debts are required to be paid off in full. It is an arguable fact, but even the creditors know that a 2 or 3 year old ...

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How to rebuild credit when your debts went to collections a year back
Credit

How to rebuild credit when your debts went to collections a year back

Updated Aug 29, 2019

“90% of my accounts went to collections a year back and my credit score dropped to 545.” Amanda said it with a big frown on her forehead while sipping her favorite coffee at Starbucks last week. An event manager by profession, Amanda hardly has any time to take care of her personal or financial life. She is that busy. Work is her topmost priority in life.Two weeks ...

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Can you file a lawsuit for emergency room overcharges?
Law

Can you file a lawsuit for emergency room overcharges?

Updated Aug 19, 2019

Nerdwallet Health has found that people in America pay 3 times more in medical debt than other debts. And, surprisingly, medical debt is rising every year. To find the reason behind this, the Nerdwallet has discovered that more than 90% of hospital bills are full of errors. And, the errors are typically in favor of hospital than patients.This report of Nerdwallet ...

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Make your way to a good debt settlement!
Debt Relief

Make your way to a good debt settlement!

Updated Aug 8, 2019

Debt settlement gives you the opportunity to pay off your debts, by only paying a lump sum on the total owed amounts.This ‘lump sum’ is a very interesting and intriguing word, that attracts many consumers into the field of debt settlement. But, if you are not careful enough, and can’t do settlement the right way, then you will be landing into a dirty mess, which ...

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Medical debt accounts on credit reports: What you need to do!

Medical debt accounts on credit reports: What you need to do!

Updated Jun 20, 2019

In USA, medical debt is a major concern for many consumers struggling with debts, and fighting hard to repair their credit. These debts are falling under the category of unwanted and unexpected financial burden, that are very difficult to pay off. Plus, when these debts go unpaid for months, the medical institutions sell these debts off to collection agencies, which ...

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