California debt settlement - Get best debt help now

1
Debtor talks with the debt negotiator

Debtor gives a snapshot of his/her total financial situation to the debt negotiator. Both of them ask various types of questions to each other.

2
The debt negotiator thinks about a solution

After getting the total financial picture, the debt negotiator starts thinking about the possible solutions and suggest to settle debt in CA.

3
The debt negotiator explains the whole process

He explains how to settle unsecured debts in California. Both the pros and cons are properly explained.

4
The agreement is signed by the debtor

A written agreement is given to the debtor who reads it and finally puts down his/her signature.

5
The California debt settlement program begins

Debtor starts saving an amount in a dedicated account set up by the negotiator. It is simply not possible to negotiate without any amount in hand.

6
The negotiation process continues

The California debt settlement company starts calling creditors one by one. They use various tricks and tactics to convince creditors for a reduction in the outstanding balance.

7
A deal is made with creditors

Creditors agree to reduce outstanding balance. Debtor is notified about it and thereafter a settlement agreement is signed.

8
Payment is done and debt falls from the shoulder

Finally, creditor is paid the negotiated amount and the account is closed.