Debt Solutions - Pick the best one to keep debts under control

Online debt solutions from OVLG for a quick recovery

OVLG gives you 4 solutions to debt problems. Each tries to resolve your financial problems in different ways. In this section, we talk about how these solutions can help you pay off debts.

Debt settlement helps to eliminate late fees, reduce your credit card payoff amount and collection calls. In this debt reduction program, our Financial Coach requests your creditors to accept significantly less than the full amount.

Now the question is, why would the creditors agree to settle your debt?

The quick answer to this question is: They don’t want you to file bankruptcy where the court will decide everything.

Debt consolidation helps you manage multiple bill payments with an affordable repayment plan. Instead of writing 10 checks every month, you have to write only one check after consolidating your medical bills, credit cards, personal loans, and payday loans. This helps to avoid late payments, penalties, and fees.

Debt consolidation doesn’t give you a quick solution. Rather, it is a long-term financial strategy to pay off debt. When done properly, it can help:

1. To lower interest rate and monthly payments
2. To protect your credit score
3. Eliminate fines and additional charges

This debt relief plan helps to reduce interest rates on your unsecured debts and eliminate penalties. Our Financial Coach helps you get back on the right financial track with an effective budget plan and a repayment plan. The Financial Coach negotiates with creditors to reduce interest rates and the number of payments on your unsecured debts. This helps to save money on interest and fees.

Let’s take a brief look at how a debt management plan helps you in 3 simple ways:

1. It manages your debts without a loan
2. It gives you an effective budget plan
3. It helps you to make regular payments

Bankruptcy releases you from your financial liabilities in just 3 months. In Chapter 7, the bankruptcy trustee liquidates your assets to satisfy your creditors. In Chapter 13, you can propose a repayment plan according to your affordability and pay your bills in 3 to 5 years.

Here’s what happens when you file bankruptcy.

1. Stop getting debt collection calls
2. Get an automatic stay on foreclosure, repossession, and lawsuits
3. Get a court-approved repayment plan

Our Financial Coach gives you debt solutions in 3 easy steps

Step 1: Analyzes your finances and helps you know your options to pay your outstanding bills

Step 2: Gives you a budget plan so that you can reduce your unnecessary expenses, save more and complete your repayment plan

Step 3: Explains debt relief programs for clearing your unpaid bills and penalties.

Here’s what happens after you sign up with OVLG

1. Save money: You can save thousands of dollars. Our CRAs negotiate with your creditors to reduce the interest rate or outstanding balance and waive off late fees.
2. Repay your bills quickly: You can get out of debt within 2 years. In some cases, it may take more than 2 years to pay back your creditors.
3. Sleep peacefully: Once you get the repayment plan, you’ll be able to worry less about handling your creditors.
4. Get a refund: You can get a refund if the results are unsatisfactory. You can send a mail at complaint@oakviewlaw.com" to express your dissatisfaction and get a refund.

You won’t find the No Results Refund Policy anywhere else!!!

What clients have to say about our solutions to debt problems

More than 5890 clients are happy with our solutions!!! This is what they have to say about us!!!

Frequently asked questions on debt solutions