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Hope For Financially Challenged Since 2007

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Client KP from NV saved $30067.99

Client Situation

Enrollment Date: 14 Jan, 2009
Debt enrolled: $64817.91
Creditor enrolled: 7
Debt processed: $64522.65
Debt settled: $24432.00
Total saved: $30067.99
Type of Debt: Online Payday Loan
Creditor not settled: 0
Client status: FinishedClient
Reviewed on:23 Aug, 2010
Client satisfaction level
Financial Coach:
Client Relationship:
Overall:

How OVLG handled the situation?

KP contacted OVLG to settle his debts in the month of January 2009. His Client Intake Manager was BG. He first explained the entire debt relief program of OVLG to KP and further cleared all his doubts and queries. Finally, after knowing the entire process, KP decided to enroll himself in the program. The file was then transferred to his Case Manager Sandra Gibson in order to deal with his creditors.

Sandra started working on the file in January 2009 itself after we received the first payment from the client and the legal documents (POAs) were sent to all the creditors. In February 2009, Sandra managed to settle his two accounts with Chase. The first one was settled for 48%, and the second one for 46%. In August 2009, an account with Advanta was settled for 46%. The fourth account was settled in the month of September 2009 with Capital One for 50%. In October of that year, the fifth account was settled with Juniper for 40%. The sixth account was settled in the month of March 2010 with Bank of America for 20% and the last and remaining account was cleared in the month of July 2010 with Bank of America for 20%. Hence, the client became completely debt free by getting help from OVLG within just 19 months.


Video Transcription

Hi, my name is _______ and I would like to take a minute to thank Oak View Law Group and Sandra Gibson for everything they did for me and helping me to reduce my debt by 50%. Oak View did exactly what they said they would do for me. They worked directly with me and my creditors and negotiated my debt down to 50%. Sandra Gibson was my representative and she was there all the way. Every time I called, she was available, she was very professional, very helpful. She always did what she said she would do, she followed up and we kept close contact all the way. I cannot say enough about Oak View Law Group like I said they did what they said they would do and now I am debt free and I owe this to OVLG. I would recommend them to anyone who is looking to reduce their debt. They will take care of you, they do what they say they will do and they do it in a timely manner. Thank you very much Oak View and Sandra.

Details of few savings

Saved $11772.5 with Juniper

Saved $1759.21 with advanta

Saved $2583.62 with capital one

Saved $1996.74 with Bank of america

Saved $4942 with chase

Saved $5230.88 with chase

Saved $11805.7 with Bank of America

* 1. Client names have been changed to protect privacy.
2. Out of the many cases we handle, the above are few sample instances only. These depict how much we have saved from each creditor after deducting the settlement fees.
3. Please note that the negotiation amount is neither constant nor predictable. It depends on the creditors completely.
4. Out of the total 18466 clients managed by OVLG till date, cases of 820 clients aren't complete yet. 13167 clients have dropped out of the program. We're working with 2379 clients currently. We have also helped 2100 clients successfully.
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