Client Situation

Enrollment Date: 07 Dec, 2012
Debt enrolled: $1745.00
Creditor enrolled: 4
Debt processed: $2135.38
Debt settled: $930.00
Total saved: $904.04
Type of Debt: Online Payday Loan
Financial Coach:
Client Relationship:
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Details of few savings

Saved $436.43 with Brightday loans

How OVLG handled the situation?

JL2 had contacted OVLG in the month of September, 2013 to settle all her Payday Loan accounts. Her Client Intake Manager was Michael Grayson. He explained the entire debt settlement program and answered all her doubts and queries.

Finally, with complete knowledge of the entire debt relief process, JL2 decided to enroll herself in the program. The file was then transferred to her Case Manager Kenneth Clark in order to deal with her creditors. Kenneth started working on her accounts in the month of September, 2013 when we received the first payment from the client. We have settled her first account in the month of October, 2013 for 39.08%.

Within the duration of 5 months her client relationship manager settled 2 of her accounts out of the 3 listed creditors. He made a good relation with the client and keep her update about the activity in her program. Now she is left with only one creditor in which we have already started the negotiation.


* 1. Client names have been changed to protect privacy.
2. Out of the many cases we handle, the above are few sample instances only. These depict how much we have saved from each creditor after deducting the settlement fees.
3. Please note that the negotiation amount is neither constant nor predictable. It depends on the creditors completely.
4. Out of the total 18466 clients managed by OVLG till date, cases of 820 clients aren't complete yet. 13167 clients have dropped out of the program. We're working with 2379 clients currently. We have also helped 2100 clients successfully.
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