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Client Situation

Debt Enrolled: $2318.25
Creditor Enrolled: 4
Debt Processed: $1074.24
Debt Settled: $698.25
Total Saved: $281.99
Enrollment Date: 15 Jan, 2013
Type of Debt: Online Payday Loan
Financial Coach:
Client Relationship:
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Details of few savings

Saved $375.99 with Cash Net USA

How OVLG handled the situation?

AH contacted OVLG in the month of January, 2013. He had three on line payday loan accounts with one medical bill that he wanted to enroll with OVLG. His client intake manager was Austin Butler, who helped him to enrolled in the debt consolidation program with OVLG. Austin Butler explained the full process to him and made him understand the pros and cons of this program. After a deliberate consideration on this account, Anthony had decided to join OVLG.

Once he had decided to continue with OVLG, the file was assigned to his Client relationship manager, Neil Anderson. Neil had informed him the strategy and the scope of getting good settlement offers on his account. Neil started working on his file in the month of January, 2013, when the client made his first payment. On April, 2013, Neil managed to settle the first account with Cash Net USA for 64.99%. The client is very happy and grateful to be in this program and to deal with Neil Anderson.

Video Transcription

Yes my name is AH in Baltimore, Maryland. I got in touch with oak few law group about six months ago. Mr. Anderson was my client and since that time he has been a very efficient and helpful representative. I feel assured that my uneasiness and my creditors will be resolved he's been on top of every issue and he's very been very time efficient whenever I called I've never had to wait like days for call back or anything like that. So I am indeed satisfied with his service as individual and your service as an agency, and I would refer him to anyone who may find himself in a situation that I was in

* 1. Client names have been changed to protect privacy.
2. Out of the many cases we handle, the above are few sample instances only. These depict how much we have saved from each creditor after deducting the settlement fees.
3. Please note that the negotiation amount is neither constant nor predictable. It depends on the creditors completely.
4. Out of the total 18466 clients managed by OVLG till date, cases of 820 clients aren't complete yet. 13167 clients have dropped out of the program. We're working with 2379 clients currently. We have also helped 2100 clients successfully.
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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.