Personal Finance
How to avoid financial risks in your 20s
Updated Nov 28, 2025
Currently, there is unrest plaguing us all, and things could get worse. As policymakers try to control inflation by raising interest rates,
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Bankruptcy
How to Pass the California Means Test When You Earn Too Much
Updated Nov 10, 2025
A significant number of Californians are in a tight economic position. They are employed and have an excellent income but the costs of housing, transport and taxes take most of the income. This may result in defaulting on credit card payments, medical charges and other personal loans, which puts one under serious financial strain.
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Bankruptcy
What to Do If You Can't Afford Chapter 13 in California?
Updated Nov 6, 2025
Chapter 13 bankruptcy repayments are often unaffordable to someone with limited money (e.g., just over the median income level) but you can make it work. Request lower payments, cut non-essential expenses, extend the plan to 5 years or apply for a hardship modification to make things more manageable. With quick planning and proper budgeting, you can manage Chapter 13 payments even when money is tight.
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Personal Finance
What Are the 5 Warning Signs of Elder Financial Exploitation
Updated Jul 9, 2025
$27 billion stolen from seniors in one year. The Financial Crimes Enforcement Network (FinCEN) found that between June 2022 and June 2023, elder financial exploitation–related suspicious activity totaled $27 billion, and the average victim lost $33,915, often decades of savings. This article will show you the 5 warning signs to spot exploitation early, where to report suspected abuse and what legal protections are available to get back stolen assets.
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Bankruptcy
How to Spot Bankruptcy Scams: Warning Signs and Protection
Updated Jul 7, 2025
Bankruptcy is stressful enough without scammers taking advantage of your vulnerability. Every year thousands of financially distressed Americans lose money to bankruptcy scams – often hundreds or thousands of dollars – adding to their hardship and jeopardizing their fresh start. According to FTC data, consumer fraud complaints reached 2.6 million in 2023 with a median loss of $500 per incident. Bankruptcy filers, under pressure, are especially vulnerable.
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Bankruptcy
How to Protect Your Home and Assets in California Bankruptcy
Updated Jul 2, 2025
TFacing financial hardship can be overwhelming, especially when you worry about losing your home, car or other essentials. California’s bankruptcy exemption laws offer a fresh start by allowing you to keep what matters most. Unlike most states, California provides two distinct exemption systems—System 1 and System 2—each designed to safeguard different types of property.
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Debt Relief
Why Americans Skip Loan Payments for Food and What to Do
Updated Jun 17, 2025
The checkout line at the grocery store has become a battleground for millions of Americans. As they watch the total climb—$150, $200 sometimes more—many face an impossible choice:Should I buy the food my family needs this week or make my minimum credit card payment?
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Debt Relief
How Debt Shrinks Your Mind and Sabotages Financial Recovery
Updated Jun 13, 2025
Why juggling multiple debts literally makes you less able to think clearly and make good decisions Many, or all, of the products on this page are from our partners who pay us when you click to a partner site or take an action on our site. However, this does not influence our reviews. Our opinions are our own. Here is a list of our partners and here’s how we make money.
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