I got 2 payday loans from the same creditor via internet. Now, I just came to know that it's illegal in my state. Does that mean that my loans were not legal? Do I need to pay then? It's not that I intend not to pay, just wanted to know the rules.

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You are not legally responsible to pay a dime. However, it's a moral choice to pay or not, and I would advocate paying the principal at least.

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Yes, payday loans are illegal in Maryland. In that case, your loans are not legal too, which means that you're not bound to pay.


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