OVLG Knowledge Center

News about debt, taxes and all things personal finance

credit articles

What you can expect to find on your credit report
2016-04-04

What you can expect to find on your credit report

Your credit report is like a mirror. It gives the true reflection of your financial health. You can find out the tiniest details on your credit report and make financial decisions accordingly. Check out this info-graphic and get an idea about what you can possibly find on your credit report. [...]

Continue Reading

Credit cards: Younger population have started to become money-wise
2016-04-04

Credit cards: Younger population have started to become money-wise

Our students are unfairly notorious for being financially ignorant. According to a latest financial article published by the CBS Money Watch regarding how students have been stereotyped with respect to their ability to manage their credit cards and the responsibilities that come along with such a co [...]

Continue Reading

5 Things People With Good Credit Avoid
2016-04-04

5 Things People With Good Credit Avoid

It's a proven fact that paying your credit cards on time can boost your credit score, and with an excellent FICO score it really becomes easier to get approval for loans and at a lower rate. However, just achieving a good credit score is not the end of the road, you need to maintain it too. If yo [...]

Continue Reading

Credit cards - Are consumers destined to suffer or enjoy in 2015?
2016-04-04

Credit cards - Are consumers destined to suffer or enjoy in 2015?

Is credit card still popular amongst millions of consumers? Apple Pay and other major security breaches untied the blindfold on the eyes of consumers. As a result, several credit card experts are expecting something new about the destiny of plastics. Study shows, millennials are more interested to s [...]

Continue Reading

Credit Unions is granting juicy mortgage deals - How is it possible?
2016-04-04

Credit Unions is granting juicy mortgage deals - How is it possible?

Do you want to buy your first home with as little down payment as possible and maybe even qualify to get a refund on part of your real estate agent’s commission? If yes, then you may consider joining a credit union for that matter.Credit unions - Why should you approach them for mortgage?Credit un [...]

Continue Reading

What is Credit Card APR?
2016-04-04

What is Credit Card APR?

The APR, in short, is the annualized interest rate applied on a loan or a credit card. The APR charged by a lender is higher than monthly interest rate because APR includes all the fees associated with the loan. Let’s consider an example. You have taken a loan of $600 from Chase for a term of 12 [...]

Continue Reading

Immediate steps for a victim of holiday identity theft
2016-04-04

Immediate steps for a victim of holiday identity theft

Holidays are perfect time to have fun with your families and friends. But this is also the prime time for spammers to steal your identity and make your holidays a complete disaster. An imposter may be using your personal information to obtain credit during these days when everyone is busy to complet [...]

Continue Reading

Last Updated on: 16 Apr 2018