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credit articles

5 Steps you should definitely take when you are victim of credit card fraud
2016-12-06

5 Steps you should definitely take when you are victim of credit card fraud

Have you been a victim of credit card fraud? If so, then it’s time to take some steps immediately. Otherwise, at the end of the month, you’ll be left with a huge credit card bill in your hand. And, if you don’t have money, then you have to try out the various credit card debt solutions to pay [...]

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Can an emergency credit card bail you out when you’re in big trouble?
2016-08-22

Can an emergency credit card bail you out when you’re in big trouble?

"Save up with an emergency fund" - You must have come across this advice several times. But, do you know that you can even keep a credit card safe for the emergencies? Not that it's essential, but your emergency credit card may come in handy when you land up with an unexpected financial crisis [...]

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How does unpaid medical bill impact your credit?
2016-07-28

How does unpaid medical bill impact your credit?

As per the Consumer Financial Protection Bureau, almost half of all collection account on credit reports are due to unpaid medical bills. They are one of the primary reasons behind poor credit score for many people. Yes, medical debt can drop a person’s credit score from 50 to 100 points! Medical [...]

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10 Ingredients that don’t influence your FICO score
2016-07-19

10 Ingredients that don’t influence your FICO score

Your FICO score says a lot about your financial whereabouts. While you may know the factors that affect your FICO score, you may not be aware of the factors that are never included in your FICO score. Yes, you heard it right. There are certain factors that don’t hurt or heal your credit health. [...]

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Did you ever follow these bizarre tips for fixing the credit report?
2016-06-01

Did you ever follow these bizarre tips for fixing the credit report?

A low credit score can bar you from getting affordable rates on your loans. If you’re in the market for taking out mortgage loans, insurance policies or even auto loans, you must initially go for credit repair. With a poor credit rating, you may even get help from a professional firm. However, you [...]

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Credit cards: Younger population have started to become money-wise
2016-04-04

Credit cards: Younger population have started to become money-wise

Our students are unfairly notorious for being financially ignorant. According to a latest financial article published by the CBS Money Watch regarding how students have been stereotyped with respect to their ability to manage their credit cards and the responsibilities that come along with such a co [...]

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5 Things People With Good Credit Avoid
2016-04-04

5 Things People With Good Credit Avoid

It's a proven fact that paying your credit cards on time can boost your credit score, and with an excellent FICO score it really becomes easier to get approval for loans and at a lower rate. However, just achieving a good credit score is not the end of the road, you need to maintain it too. If yo [...]

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Credit cards - Are consumers destined to suffer or enjoy in 2015?
2016-04-04

Credit cards - Are consumers destined to suffer or enjoy in 2015?

Is credit card still popular amongst millions of consumers? Apple Pay and other major security breaches untied the blindfold on the eyes of consumers. As a result, several credit card experts are expecting something new about the destiny of plastics. Study shows, millennials are more interested to s [...]

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Last Updated on: 16 Apr 2018