When can a second credit card turn out to be good for you?
Updated on: 19th Aug, 2018

It is important to have not only a credit card, rather credit cards these days!The simple fact is, you miss out on great opportunities in life if you don’t use credit cards.So where is the big deal, you ask? You should be wise in managing your credit cards. Don't get lost and drained in paying off...

Are you the latest victim of identity theft? How can you be sure?
Updated on: 14th Aug, 2018

According to the consumer watchdog FTC, every year over 9 million people have had their identity stolen. If you’re not careful, an identity thief can use your personal information for running up charges on your credit cards or draining your bank account. What is identity theft? Identit...

How does credit card consolidation affect credit score?
Updated on: 19th Jun, 2018

“Your credit score isn’t an indication you have money. It’s an indication you have debt" - Dave RamseyCredit card debt consolidation gives a new financial life to a nation grappling with $15,983 credit card debt. It helps consumers to pay back their creditors and boost nation’s economy. But ...

Do you have the best card? Know which credit card you should get!
Updated on: 7th Jun, 2018

Your credit card is a very important tool! If used wisely, it will surely save you in your times of financial emergency and crisis.But many of us are not happy with our credit cards. Some find it a menace, while some call it a burden, and they just want to get rid of it!Are you one of those who don...

How many times you should check your credit report
Updated on: 12th Apr, 2018

The simple answer is you can check your credit report as many times you want, and this won’t make a negative impact on your credit score. You can check your payment history, credit history, hard inquiries, and soft inquiries annually unless a specific reason calls for it. You can order a free copy...

What costly credit card charges can hurt you real bad?
Updated on: 6th Apr, 2018

Using credit cards is always a costly decision, even though we use it for our daily purchases and need it every now and then! Even though it’s better to use debit cards (only swipe it at authorised stores) or liquid cash for day-to-day transactions, still that’s not always possible. To be hon...

5 Ways you are damaging someone else's credit health
Updated on: 1st Mar, 2018

Credit score plays an important role in deciding your financial health. It is also the key factor to understand whether or not you are a financially responsible person. It also helps to get a rent with better terms, a good job, better loan terms, etc.In short, the better your score, the more financi...

When should you dispute credit card charges and how?
Updated on: 30th Jan, 2018

“The customer is always right” - this is the cardinal rule of shopping. If you have purchased something and then regretted, then the merchant gives you a refund. But what if the merchant refuses to give you a refund? You can request the credit card company to reverse payment, which is popularly ...

Ready to apply for a credit card in 2018? 7 Ways to get approved
Updated on: 4th Jan, 2018

It hurts when a credit card company rejects your application. If you’re planning to apply for a credit card in 2018, then use the following tips to get your application approved. 1. Mention your income: Credit score is important since it indicates how good you’re as a consumer. But it...

The mystery of hard and soft inquiry and how to avoid one
Updated on: 28th Sep, 2017

Checking credit scores may be difficult at times. If there occurs a hard pull or a hard inquiry, your scores might fall down by a few points. There is a division in the type of inquiry done on credit reports. They are soft inquiry and hard inquiry. It is better to understand what is an ‘Inqu...

Last Updated on: 16 Apr 2018


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