Top articles on credit cards, credit report, credit score and credit card consolidation.
Focus on the basics to get 800+ credit score

Maintaining a good credit score is like taking good care of health, one way. You need this 3 digit number for nearly any new activity you want to initiate, be it taking out a home loan, buying a car, applying for credit cards, or cell phones. Credit bureaus like Equifax, Experian, Transunion usu... Read more

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Bipolar & debt: Repairing credit when you are not on your own

"For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. -- Paul, 1 Timothy 6:10" Your mental health can play a crucial role as to how your financial health will be. If you’re suffering from... Read more

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Credit cards for emergency fund - Risks associated and how to avoid

“The whole point of credit cards, the way they are rendered most profitable, is that we dig ourselves into debt and stay trapped there forever.” In the present times, credit cards have become an easy solution. You can just grab your cards and go for shopping, dine out, go for a holiday, buy ... Read more

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Synthetic identity theft: Stop being a victim of the new age scam

Synthetic identity theft is the newest form of identity theft and growing fast. This scam is one of the most alarming concerns of the present generation. The worst part of synthetic identity theft is, it is harder to detect. You might realize that you've been a victim after years later. In syn... Read more

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Who needs to settle credit card debt when you die

Does your credit card debt die with you? Does it enter your grave stealthily? Or, does it haunt your family? There is no simple answer to this question since lots of factors can change a scenario. Factors that can change a scenario (i) Your location (ii) The name of the credit card holde... Read more

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Making money using credit card: Is it Myth or truth?

Credit cards are no doubt useful in today's advanced lifestyle when it comes to buying items without directly giving cash. Thus, it becomes convenient as you don’t have to carry a wallet full of cash everywhere. However, many people are not aware of the proper usage of credit cards and fall in fi... Read more

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Credit cards: Your financial savior in a rental car accident

Most of us have a notion that credit cards are bad and hence, will push us into debt. Isn’t it? But, in most cases, it doesn’t happen the way we think. Credit cards can save you in dire situations if you’re aware of its proper usage. For example, if you’re traveling in a rental car and me... Read more

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5 Steps you should definitely take when you are victim of credit card fraud

Have you been a victim of credit card fraud? If so, then it’s time to take some steps immediately. Otherwise, at the end of the month, you’ll be left with a huge credit card bill in your hand. And, if you don’t have money, then you have to try out the various credit card debt solutions to pay ... Read more

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Can an emergency credit card bail you out when you’re in big trouble?

"Save up with an emergency fund" - You must have come across this advice several times. But, do you know that you can even keep a credit card safe for the emergencies? Not that it's essential, but your emergency credit card may come in handy when you land up with an unexpected financial crisis... Read more

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How does unpaid medical bill impact your credit?

As per the Consumer Financial Protection Bureau, almost half of all collection account on credit reports are due to unpaid medical bills. They are one of the primary reasons behind poor credit score for many people. Yes, medical debt can drop a person’s credit score from 50 to 100 points! Medical ... Read more

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