Hope For Financially Challenged Since 2007

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Debt consolidation in New Jersey

Debt consolidation is nothing more than a simple and affordable payment plan that helps to fix your financial problems. This debt relief option has helped millions of consumers in New Jersey to attain financial freedom. So, if you’re running too fast on a credit card treadmill and sweating profusely, then this option is a must for you.

How much can you save?
Monthly payment you can afford

How you can consolidate debt in New Jersey

Debt consolidation in New Jersey is available in 2 ways:

  1. Debt consolidation programs in New Jersey
  2. Debt consolidation loans in New Jersey
Debt consolidation Program Loan
How the process works It is an affordable payment plan that helps you kick out multiple debts and save on the interest rate every month. It is a big loan secured against your asset. It helps to cover the amount you owe on unsecured debts.
Pros You become debt free as soon as the repayment plan is completed You get out of your current debt immediately
Cons You can't go for lifestyle inflation till the plan is completed You may lose your home or other assets

Where you can get the best debt consolidation help in NJ

OVLG has been offering debt consolidation services in New Jersey for 7-8 years. Its success record and live reviews from satisfied clients are enough to prove that OVLG is the best debt consolidation company in NJ.

How much we saved for our clients

How OVLG offers best debt help services in New Jersey

Consolidating your multiple bills into a smart and manageable payment plan with OVLG is the first step towards achieving financial freedom due to these 6 reasons:

  • 1 It consolidates your debts into an affordable payment plan
  • 2 It helps you manage payments smartly at moderate fees
  • 3 It helps to lower your monthly payments
  • 4 It deals with your collection calls
  • 5 It takes care of your debt issues
  • 6 It helps you track your debt progress 24*7
Why OVLG is the best New Jersey debt consolidation company
Related Information
Feeling helpless in New Jersey? Don't worry!
We can help you

Call us at (800)-530-OVLG
To consolidate and pay off debt

New Jersey debt facts Total state debt - $85 billion
SOL period - 6 Years
Consumer debt - $642 billion

Does OVLG consolidate all kinds of debts in NJ?

OVLG consolidates only unsecured debts in NJ as secured debts can never be resolved through this debt relief option. A few examples of unsecured debts are:

  • Credit card debt
  • Collection account
  • Payday loans
  • Medical bills

3 Rules you need to follow in New Jersey debt consolidation


Don't pay too much:

Calculate how much you've to pay for the debt consolidation fees. It doesn't make sense to pay too much on fees itself.

Save every month:

This debt relief option is good when you can save and make a single payment every month without any problem.

Do homework:

Research and find out a debt consolidation company that follows all the state and FTC laws. Find out if its clients are happy or frustrated.

Is there any other way to consolidate debt in NJ?

Debt consolidation is not your last option in NJ. There are other debt relief options too, and these are:

Debt management: It helps you regain control over your debts through interest rate reduction and smart money management plan.

Debt settlement: It helps you get on a solid financial footing by reducing your outstanding balance and throwing away penalties

Bankruptcy: Take it when your financial problems can't be resolved by other options in New Jersey.

Related information

State Attorney General Phone Number: 973-504-6200
Public Service Commission Phone Number: (973) 648-7695; Toll Free: 1-800-624-0241

FTC Address:
Northeast Region Federal Trade Commission 1 Bowling Green New York, NY 10004.
FTC Toll Free:
877-FTC-HELP (382-4357)
FTC Website Url:
CFPB Toll Free:
CFPB E-mail:
CFPB Website Url:

Last Updated on: Thu, 26 Apr 2018


4.8 rating
Based on 82 reviews
Years in Business:12 Years

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