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8 Escapes and inexpensive ideas to make Labor Day weekend joyful

Labor Day weekend reminds us long extended enjoyment, which breaks the tiring work schedule and offers fresh energy to fill up. It's probably the last opportunity to enjoy the beaches at the end of summer. Yes! Labor Day is approaching very fast! So, make sure you’re planning in a ...

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What should you do when Experian fails to show you dispute ...

I disputed one of my accounts with the Experian online. They sent me an email after a few days and informed that their investigation is complete. They requested me to click on a link to view the result. I clicked on that link immediately and got this message - “Unable to show you the ...

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The journey of a young girl - From financial mess to ...

The title of this story reminds me of the classic - Anne Frank -The Diary of a young girl. But believe me, I couldn’t think of a better title for this story ever since I decided to show my journey from financial mess to financial victory to the whole world out there. And the ...

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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.

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