Notice: As a part of OVLG's preventive measures on COVID-19 outbreak, our office will remain operational with reduced staff from home. You may face issues with the phone due to routing issues or get delayed response. So we prefer that you send us an email or make a support request for assistance. For new clients, please use our chat system.


Worried that January’s long credit card bill would ruin your December’s happy days? Panicked that all your magical memories of Christmas will be destroyed by one last gift in January - a huge credit card bill?

Your worries are genuine and at the same time you should be scared. Holiday debt can give you a painful sting after the New Year celebrations are over. However, the good news is that you’re not alone. Oak View Law Group can help pay off your holiday debt and make them disappear from your life. Let’s find out how.

1. You share your problems and we share our policies

You can get in touch with our Financial Coach after calling at (800)-530-OVLG and share your credit card debt story with him. After listening to your problems, our Financial Coach will give you the following details:

2. We clear all your doubts before taking any step

Our Financial Coach will explain each and every process to you. He will answer all your questions and clear your doubts. Once you’re satisfied, our Financial Coach would want to know about your creditors, the total amount you owe, your preferred payment method, your interest rates, fees, your contact details, etc.

3. We look at the bigger financial picture

Our Financial Coach will try to find out the reason why you got into debt problems. He will ask about your income, spending habits, savings, etc. Our Financial Coach needs to know how much you can possibly pay back to your creditors.

4. We help you select the best debt relief option

Once our Financial Coach gets all the details, he will help you choose the best debt relief option to pay off your holiday debts. The debt relief options are:

  • Debt settlement
  • Debt consolidation
  • Debt management
  • Bankruptcy

Our Financial Coach will help you select the best debt relief option through our unique Waterfall approach to debt free ™.

5. We give you an affordable payment plan

Our Financial Coach will give you a mutually agreed affordable payment plan to you and help to pay off credit card debts easily. You won’t have to worry about collection calls, lawsuits and wage garnishment in the new year. Just follow the payment plan. Your financial picture will soon become bright and beautiful.

So, this is how OVLG helps you pay off holiday debts and release your stress. If you still have any doubt, then check out the 18 reasons to trust OVLG. And if you’re still not convinced, then watch the video testimonials sent by our clients. I bet all your doubts will go out of the window.

Waterfall approach to debt free ™

Legal debt relief methodology that works based on your financial conditions. Learn more »

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Last Updated on: Sun, 6 Dec 2015