A debt collection agency called me at my mobile and left a voicemail. Enquired if I was Andy Boyd. I called them back. But my name is Andy Boyd Jones and I owe to none. No banks, no credit places, no mortgage, no insurance, no medical bills, nothing. I’m just in high school and I’m sure there are many people out there with the same. What should I do?

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You should first let your parents know the entire matter.

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Tell them that you are not the Andy Boyd they are looking for. If they still go on calling you, you can file a complaint either with the FTC or the state attorney general's office. But before that you should talk to your parents as you are still in school.


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