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Washington Laws and Legal Materials

Welcome to OVLG's Washington laws and legal information center. Know state laws, legal information, court information, links to state government websites, and much more.

Overview of debt consolidation & settlement

In a debt consolidation plan, you get the ease of transferring your multiple debts into a single monthly payment. However, in debt settlement, your total debt burden is reduced through successful negotiation and you pay much less than the original debt that was accrued.

Additional legal resources for consumers

  1. Washington state debt collection laws
  2. Payday loan laws in Washington
  3. Statute of limitations (SOL) on debt

Washington bankruptcy laws

In Washington, Chapter 7 or Chapter 13 bankruptcy filing might be the solution if you are unable to resolve your debt crisis through any debt relief measures.

Key exemptions that you get by filing bankruptcy in Washington:


House or mobile home used as the principal place of residence is exempted up to the extent of $ 15,000.

Value of furs & jewelry:

Value of firs and jewelry are exempted up to $ 1000. However, other apparel items are absolutely exempted.

» Know more about Washington bankruptcy laws

Company formation in Washington

In Washington, a company can be formed by filing the required documents or forms with the Secretary of State. However, apart from just simple forms, a campaigner should further carry out some additional requirements and relevant statutory filing provisions.

Steps that involve an LLC formation

  • Choosing a business name for the LLC
  • Filing of certificate of formation with the Secretary of State
  • Execution of operating agreement
  • Filing of Master Business Application with the Department of Licensing
  • Filing of Initial Annual Report
  • Opening of a business bank account

» Details of LLC formation in Washington

Steps that involve formation of a Non-profit Corporation

  • Choosing a business name for the Non-profit Corporation
  • Appointment of director/directors
  • Incorporation of the organization
  • Getting Employer Identification Number (EIN)
  • Registration with the Secretary of State's Charities Division

» Details of Non-profit Corporation formation

Washington wills and living trusts

Will preparation is an essential step to determine who will inherit your property after your death. A will assures proper distribution of your property after your death. But did you know:

  • What are the requirements to prepare a will?
  • What are the main purposes behind creating a will?
  • How can you change or revoke a will in Washington?

» Read more to know the answers

A living trust or Revocable Living Trust is a legal certificate that acts as the owner of your assets or property. However, though you grant the trust the ownership of your estate, you still hold the right to buy, sell, borrow or transfer. But did you know:

  • What are the advantages of living trusts?
  • Why will is still needed in Washington?
  • What reduction on estate tax you get through writing a living trust?
  • What are the steps to prepare a living trust in Washington?

» Read more to know the answers

Additional State Legal Resources

Disclaimer: The aforesaid attorney is licensed to practice law within the state of Washington only.

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Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.
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