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Checklist to compare debt relief services
Here is a checklist on how to compare good and bad debt relief services.
How much should be charged | What about OVLG |
|---|---|
| As per the industry standard. (Low to moderate) | Yes. |
Should it be charged? | What about OVLG |
|---|---|
| It has been banned by the FTC | We don't charge any upfront fee. |
Should it be given? | Does OVLG offer it? |
|---|---|
| You must get it to choose the right solution | We offer a no-obligation free counseling session. |
What to check | What about OVLG |
|---|---|
| Cal Chamber Member CalBar registered BBB accredited | Cal Chamber Member CalBar registered BBB accredited company Has IAPDA certification |
What to check | What about OVLG |
|---|---|
| More positive feedback and less negative feedback | We have 400+ video reviews We have 54 Google reviews and 3 Yelp reviews. |
What is the law? | Does OVLG give you account access? |
|---|---|
| You must be able to access your money whenever you want | Yes. You can access the account whenever you want. |
Should you get it? | Does OVLG offer this policy? |
|---|---|
| Yes, when you are unsatisfied. | 100% Refund is given when the result is unsatisfactory |
Does it matter? | Is OVLG an experienced firm? |
|---|---|
| The total number of years in the industry matters since only good firms survive. | We have 14 years of industry experience. |
Why is it important? | Does OVLG have a transparent work methodology? |
|---|---|
| You have the right to know what’s happening in your case. | Full. You can monitor your case anytime. |
Where should you have it? | Where does OVLG have trust account? |
|---|---|
| Must be in a FDIC insured bank | Our trust account is in Bank Of America. |
How much are they important? | Is OVLG an FTC compliant firm? |
|---|---|
| Must follow the FTC laws | We follow FTC laws. |
Should you be informed? | Will you get an idea from OVLG? |
|---|---|
| A FTC compliant company is required to reveal the tenure of the program | Yes, we tell you how long you need to pay for the program. |
Why a law firm is the best? | Is OVLG a law firm? |
|---|---|
| A law firm can give you proper legal expertise | Yes. It is registered with CalBar & CalChamber. |
How many is good? | What do you get in OVLG? |
|---|---|
| The more options, the better. | We give several options to get out of debt. |
Should you have an idea? | Does OVLG give you a clear idea? |
|---|---|
| As per the FTC, you must be told about the total program cost | Yes. We have a transparent fee structure. We charge fees on success. |
Why is it essential? | Does OVLG have a privacy policy? |
|---|---|
| Confidentiality is important as your financial details can be misused. | We have a strong privacy policy |
Should you need one? | Will you get one from OVLG? |
|---|---|
| Nothing is valid without a written agreement | We give you an agreement online and explain the terms. |
Is it compulsory? | Does OVLG offer bankruptcy services? |
|---|---|
| It is not mandatory. | Yes. |
What should you check? | Does OVLG misrepresent facts? |
|---|---|
| There shouldn’t be any misrepresentation of facts. | Our facts are available for everyone to see. |
Should you be notified about it? | Does OVLG notify you? |
|---|---|
| You’ve to pay tax when you save above $600. You must be notified about it. | We help you understand your tax consequences and get maximum refund. |
Is it mandatory or optional? | Do you get customer support from OVLG? |
|---|---|
| It is mandatory. There should be someone to solve your queries. | Clients come first. We give online support 24*7 |
Why it is a must? | Does OVLG have a legal team? |
|---|---|
| It is a must since they have good negotiation skills and legal knowledge. | We have a team of expert attorneys |
Why it is important | Can you locate OVLG? |
|---|---|
| A company without a valid address is likely to be a scam | Here is the link to our address, phone number and people. |
Updated on:
Gone through my checklist? Okay. Now compare any debt relief company with OVLG on the basis of number of (√) and (x) they get against each other. Sign up with the company that gets maximum (√).
Result
Give one (√) or (x) for each criteria in the checklist
- If the company gets between 20-24 (√) - Very good/best
- If the company gets between 15-20 (√) - Good
- If the company gets between 10-15 (√) - Bad
- If the company gets between 5-10 (√) - Worst
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