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Payday loan laws in Nevada

Status: Legal (Nev. Rev. Stat. 604A.010 et seq.)

For Lenders

Lending specifications:

  • Maximum loan amount: 25% of approx. gross monthly income
  • Loan tenure: 35 days
  • Fees and finance charges: Not Specified
  • Finance charge on a 14-day $100 loan: No limit
  • APR on 14-day $100 loan: No limit

Collection restrictions:

  • Collection fees: $25 dishonored check fee (up to two fees for insufficient funds & one fee for closed account); court costs & attorney fees
  • Criminal procedures: Prohibited
For Borrowers

Debt limits:

  • Maximum no. of outstanding loans at a time: Not specified
  • Rollovers allowed: Not specified (Lenders cannot stretch payment period beyond 60 days)
  • Repayment plan: Yes

Complaint cell:

  • Regulator: Nevada Financial Institutions Division
  • Address: 2785 E. Desert Inn Rd. Suite 180 . Las Vegas, Nevada 89121
  • Phone: (702) 486-4120
  • Fax: (702) 486-4563
  • Regulatory contact: Paul Ashworth, Supervisory Examiner
  • Website:
  • File complaint:

Updated on:

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