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Payday loan laws
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Payday loan laws in Georgia
Statutory citation:
Industrial loan act applies. Ga. Code Ann. § 7-3-14; §§ 16-17-1 et seq. Ga. Comp. R. & Regs. 80 3-1.02(7).
Legal status:
Prohibited
Click to figure out your APR and monthly payments
Lending specifications:
Small Loan Rate Cap: Min. $3000 at 16% APR; 60% per year criminal usury cap
Complaint cell:
Regulator:
Office of the Commissioner of Insurance, Georgia
Address:
Industrial Loan Division, Two Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta GA 30334
Phone:
(404) 656-2070
Fax:
(404) 657-8542
Regulatory Contact:
Ralph T. Hudgens, Industrial Loan Commissioner
Website:
https://www.oci.ga.gov/IndustrialLoan/Home.aspx
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Updated on:
November 14, 2017
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