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I took out a payday loan back in 2008 but could not make payment toward it as I could not get back to office because of my mentally ill son. Now the company is warning me again and again to take to court.

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The SOL on a loan in the state of Texas is four years from the date of default. If the lender failed to file a suit within this period, then the suit is barred.

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Last Updated on: Fri, 8 Jun 2018