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Got a call from a debt collector saying that my soon to be ex took a payday loan, didn't pay it and I'm named as the guarantor. Though I told them that I know nothing about the loan and never signed for it, they said that I'm responsible as of an e-signature. They are going to file a lawsuit against me. Am I responsible for a loan which I didn't sign? Can they come after my wages? What should I do?

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Unfortunately, you perhaps need an attorney in order to fight the validity of your signature and prove that the debt was not yours. If the amount is small, pay it, no matter how frustrating that may be.

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Last Updated on: Fri, 8 Jun 2018