The best way to spot a debt collector is by sending a debt validation letter. Never ever reveal your SSN to a collector.

Yesterday, I received a call from a collection agency stating I had a debt. They asked to provide them the last 4 digits of my SSN and only then they’d provide me more info on the debt. I'm not comfortable with this. Doubt they might be a scam entity. What should I do?

2 Answers
Votes: 
-1 vote
+
Vote up!
-
Vote down!

If you doubt their authenticity, report their activity to the following offices:

1. The office of the state attorney.
2. Better Business Bureau (BBB).
3. Federal Trade Commission (FTC).

Votes: 
-2 votes
+
Vote up!
-
Vote down!

You need not to worry, as you perhaps haven't provided any information to them. Next time you hear from this company, simply tell them to send you a debt validation letter sating what you actually owe. Just tell them good-bye and not a single word than that.


Ask Question

Waterfall approach to debt free ™

Legal debt relief methodology that works based on your financial conditions. Learn more »

BBB-A--Rating