I participated with MMI for about 2 years with the larger of my creditors as noted in my intake report. My balances are actually HIGHER now than when I started with MMI and I ended up taking a loan out to pay off the smaller creditors and quit MMI. I have not paid BoA, Discover and GE Money for 5 months. My last attorney now has abandoned my case saying I just need to pay the creditors now as the risk to me in taxes for a settlement is too high (a change in stance in the past 9 months). How can you assure me you can do better and get the job done???