If a debt collection agency threatens to sue you for fraud but can't show legal documents, then it's a scam.

I got a call few days back from a collection agency stating that my spouse is gonna be sued for fraud if he doesn't pay off a payday loan debt immediately that he borrowed in 2007. They wanted her present employment address so that she could be served there. When I asked why don't she serve her at home, she said they don'rt serve at home.

When I asked for the name and phone number of the firm...they denied to provide me that also. I feel the whoole thing is fishy and I want to know how could I verify this.

2 Answers
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If you don't know who they actually are, against whom would you report? Try to trace the call and get the number by reaching out to the telephone department. Hope this helps!

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Of course, you're dealing with a collection agency and what they are saying seems fishy. Neither they any legal documents nor they got any proof of fraud. Just trying to make some money from you by scaring you.

These days, many states regulate collection agency. Contact your state government and find out if they are licensed to collect in your state. If they are not, file a complaint with the FTC against them.


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