I'd like to know when I manage to achieve a fico score of around 620, should it be a good enough time to pay off all my debts? My last debt stands at 2500.00. I am guessing that a personal loan would be necessary...

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Hey there! Well yes, a personal loan would be necessary, but at the same time it depends on so many other factors. Say for instance it depends on what kind of interest is charged on the loan, the kind of loan it is, etc. It's undoubtedly a good idea to go about all your debts but at the same time it's important that you remember here it's not like you're paying off debt. Rather you're taking on another one to get rid of the present one.


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