What options do I have apart from a consolidation loan?

I have too much of medical and credit card debts, amounting to around $30k, and it keeps on increasing with all the interests and charges. I am finding it difficult to continue with the payments. I’m afraid that I won’t be allowed to take out a debt consolidation loan due to my past credit records and the huge amount that I need. I don’t know what else to do. Can anyone suggest some other options?
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