Can anyone tell me here whether it's possible to get sued over the phone or not? I've been getting calls from this unknown number threatening me about some debt I owe them. I don't remember having any such debt. I mean shouldn't I be receiving a certified letter or something?

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Which state are you from? Yes, you should effectively get a proper initiation and that too in writing regarding your debt and whether or not there's a chance of being sued. In other words, you should get a proper Summons and Complaint via the US Postal Service. However, there are some states where notifying over the phone is also included.


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