Last year student loans contacted me to arrange a payment plan but; at the time I had just had major surgery and was on disability. They put me on a deferment plan which comes into effect this year. I did not learn of this program until today! I cant afford my needed medicince most of the time. Now I find out that the student loan program can now take a percentage of my disablilty money. I can barely pay rent and my untilities. I have no savings nor extra money, and most of the time I have to decide which medicine is most important for the month. I dont know what to do!!! I need your help immediately because I'm just not for sure what month the deferment ends. Please Please I need your help!!