Lost my job, can't pay bills and am living on credit cards. I already have $15000 as debt. Want to pay off the creditors. What will be the best way for me?

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It's hard to recommend a suitable course of action for you without a look at your financial condition. Well, with such a huge amount of debt and no stable income, you might qualify for bankruptcy. I don't think settlement will work if you can't even pay a reduced amount. But again, consult a bankruptcy attorney first.


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