Does it make sense to provide all financial details to bank when trying to settle dues?

Does it make sense to provide all financial details to bank when trying to settle dues?

Bank will presumably be suing me for a personal loan. I offered to go for settlement. They're asking for my 4 year financial statement along with details of previous year's tax returns. How will I be able to negotiate if they already have all the financial info like that? Should I just let them go for the trial then or still continue with the settlement?
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