I owe my creditors and they might be going for my paycheck soon. I already have to pay for the child support. Do I need to modify the support, if they garnish too much of my wages?

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The garnishments and child supports are not dependent on each other, and both get deducted separately from your income. There are restrictions though. The maximum amount allowed for civil garnishments is 25% of your disposable income. For child support, the garnishment can stretch up to 50 to 60% of your income at the most.

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Yes, you’re right. Usually child support is considered more important than creditor obligations. Instead of lowering or modifying the child support, you may have better success if you try to reduce the garnishment for creditor obligation. Seek attorney help for further guidance.


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