My father requires full time medical observation as of a brain injury and several other medical issues and he has been in a hospital for a long time now. My mother is afraid to retire as her insurance policy still covers him now. She is also afraid to retire as she thinks of the medical bills she will be responsible for if/ when her health deteriorates, but the stress of working in this age (55) and also acting as his caretaker is too much for her. Can divorce be an option to protect both her assets and make sure that my father will be covered by medicare/medicaid? My father has very little assets and savings while my mother has a substantial 401k plus home.