I fall behind on a federal student loan that has now been turned over to a collection agency. Will the collection agency garnish my wages for this? I work as a driver and don’t earn enough to live on.

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Has the collection agency filed a suit against you yet? If not, you need not worry. As wage garnishment is a very complex and lengthy step.

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Garnishing wages is the last resort and it can happen once after filing a lawsuit and obtaining a judgment. Simply, they can but there are several processes involved. You need to consult a consumer attorney.


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