Can a judgement take my tax return?

I recieved a summons stating that I was being sued on 22nd Feb and a judgment will be filed against me. I've no clue regarding what type of a judgment is this as there has been no hearing and the summons just writes----"your wages money, and property may be taken without further warning from the court". They have sued me for a car repossession. Will they take this year's tax refund from me? Further, how will I know that they are going to garnish my wages.
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