mom has got more than $25K of credit card debt. which relief option will be right - ch7, ch13, settlement or DMP?

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Is it with multiple credit card companies? Have you tried balance transfer? Works like DIY consolidation. But, yes, as Abbie said, the choice depends on your mom and how much she can afford to pay.

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Depends on a lot of factors - your mom's financial condition, how much she can afford to pay, whether or not she qualifies for bankruptcy etc. Too less information to give an adequate answer. Besides, relief options are personalized and can't be suggested before analyzing financial capability. Seek guidance of a financial/credit counselor.


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