Can you consolidate or pay down installment loans in California? Find out how.
Wed, 09/30/2015 - 16:43
Anonymous (not verified)
This all started with one payday loan and now i'm up to my eyeballs in debt and desperate for help. I live in California. I have an installment loan from check n go for $5000. Another from Ace Cash Express for $3000, Net credit for $3000 and Rise for $2750. I need serious help. Is there any way to consolidate, pay these down, or get out of this? Please advise.
The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
The debt settlement program typically lasts between 6 months to 4 years time.
At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
Savings a customer realizes from use of a debt-relief service may be taxable income.
Report bug/Send feedback
Help us improve our service and website
Your opinion matters! Tell us what you feel about
Client Satisfaction Rate
Very satisfied: 71%
Very Dissatisfied: 7%
View survey result
In trouble? Don't panic. We are here for you. Share your problem here and start chatting with our experts.