It may be a trick to fool you. Convince the creditor that you’ll only pay the money if you get the full payable amount in writing.

I asked for a faxed Settlement Offer and got the run around and no they can't do that and something about email with a protected password. while all this was going on I am told I missed the deadline to pay the Settlement Offer by one day ( I was waiting for the fax they had the # already to fax it) and the offer is removed and will I agree to pay the full amount due in 4 days. It was sorry the creditor has set the timelimit and there is nothing they the Collection Agency can do but collect the full amount due. I just want to have it in writting so I know what I am agreeing to!

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Make sure your creditor is not making a fool out of you otherwise why they didn't send you the faxed settlement offer! Even they didn't send you a password protected email. I hope you manage all carefully this time! Strictly demand the full payable amount in writing and only then send the amount!

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Well, a crisis situation indeed! Because you didn’t receive the previous settlement offer via fax, don’t ask this time. Rather, immediately request the creditor (as you said the collection agency can’t do anything) to send you an email (password protected) detailing what you’ll be paying within the set time limit. Convince the creditor that you’ll only be able to pay the money if you get the full payable amount in writing. Again, make sure you send the money via money order. Hope this helps!

 


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